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Issuer

Federal Bank

Kerala-based private bank with understated, low-fee travel and cashback cards.

Last updated 5 September 2026

At a glance

Active cards
3
Tracked live
Lifetime-free
2
No annual fee, ever
Annual fee range
₹₹0–₹₹1,500
INR, per year
Reward rate
1.33–2x
Base to top tier

About Federal Bank

Federal Bank is a private sector bank operating under RBI norms. Established 1931, We track 3 active credit cards on FinWiz24, with annual fees ranging ₹0 to ₹1,500+ across RuPay, Visa. 2 of 3 active cards are lifetime-free. The cards below are sorted alphabetically; each opens to a full review with the latest fees, rewards, eligibility, and the apply link to the issuer's official site.

Issuer details

Issuer type
Private sector bank
Headquarters
Aluva, Kerala
Established
1931
RBI regulated
Yes

Portfolio mix

Customer support

Toll-free helpline
1800-420-1199

Free from any Indian phone. Available 24×7 for card services, statements, and dispute reporting.

Customer care
1800-420-1199

Standard calling rates apply. For fraud or lost-card blocking, call immediately and select card services.

Always call numbers published on the bank's official website to avoid phishing. Never share OTP, CVV, or PIN with anyone who calls you.

Federal Bank credit cards

3 active cards on FinWiz24, sorted with featured cards first. Each card opens to a full review with fees, rewards, eligibility, and the apply CTA.

Frequently asked questions

How many credit cards does Federal Bank offer in India?

Federal Bank currently has 3 active cards on FinWiz24, plus 0 reference cards kept on the site for existing holders. The active lineup runs on RuPay, Visa, spanning entry-level to super-premium tiers.

What is Federal Bank's toll-free customer care number?

Federal Bank's published card-services helpline is 1800-420-1199. Toll-free from any Indian phone. For fraud or lost-card reporting, call the same line and select the card-services menu — never share OTP, CVV, or PIN with anyone who calls you.

Are Federal Bank credit cards lifetime-free?

Federal Bank has 2 lifetime-free cards on the active list. The remaining 1 card charges an annual fee starting at ₹0, usually waivable on minimum annual spends.
Show 2 more questions

What is the minimum income to qualify for a Federal Bank credit card?

Federal Bank cards span entry to super-premium — minimum income typically starts at ₹3–5 lakh per year for entry-tier cards and climbs to ₹25 lakh+ for the top tier. Self-employed applicants usually face a higher threshold. Each card's eligibility is published on its detail page.

Is Federal Bank regulated by the RBI?

Federal Bank was established in 1931. Federal Bank operates under an RBI banking licence as a private sector bank and follows RBI's card-issuance, fair-practice, and data-protection norms.

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