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Issuer

HDFC Bank

India's largest private-bank card issuer, from entry Regalia Gold to premium Infinia and Diners Black.

Data as of 5 September 2026

At a glance

Active cards
17
Tracked live
Lifetime-free
1
No annual fee, ever
Annual fee range
₹₹0–₹₹5,000
INR, per year
Reward rate
1.33–10x
Base to top tier

About HDFC Bank

HDFC Bank is a private sector bank operating under RBI norms. Established 1994, We track 17 active credit cards on FinWiz24, with annual fees ranging ₹0 to ₹5,000+ across Mastercard, RuPay, Visa. 1 of 17 active cards are lifetime-free. The cards below are sorted alphabetically; each opens to a full review with the latest fees, rewards, eligibility, and the apply link to the issuer's official site.

Issuer details

Issuer type
Private sector bank
Headquarters
Mumbai, Maharashtra
Established
1994
RBI regulated
Yes

Portfolio mix

Customer support

Toll-free helpline
1800-202-6161

Free from any Indian phone. Available 24×7 for card services, statements, and dispute reporting.

Customer care
1860-267-6161

Standard calling rates apply. For fraud or lost-card blocking, call immediately and select card services.

Always call numbers published on the bank's official website to avoid phishing. Never share OTP, CVV, or PIN with anyone who calls you.

HDFC Bank credit cards

17 active cards on FinWiz24, sorted with featured cards first. Each card opens to a full review with fees, rewards, eligibility, and the apply CTA.

Frequently asked questions

How many credit cards does HDFC Bank offer in India?

HDFC Bank currently has 17 active cards on FinWiz24, plus 0 reference cards kept on the site for existing holders. The active lineup runs on Mastercard, RuPay, Visa, spanning entry-level to super-premium tiers.

What is HDFC Bank's toll-free customer care number?

HDFC Bank's published card-services helpline is 1800-202-6161. Toll-free from any Indian phone. For fraud or lost-card reporting, call the same line and select the card-services menu — never share OTP, CVV, or PIN with anyone who calls you.

Are HDFC Bank credit cards lifetime-free?

HDFC Bank has 1 lifetime-free card on the active list. The remaining 16 cards charge an annual fee starting at ₹0, usually waivable on minimum annual spends.
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What is the minimum income to qualify for a HDFC Bank credit card?

HDFC Bank cards span entry to super-premium — minimum income typically starts at ₹3–5 lakh per year for entry-tier cards and climbs to ₹25 lakh+ for the top tier. Self-employed applicants usually face a higher threshold. Each card's eligibility is published on its detail page.

Is HDFC Bank regulated by the RBI?

HDFC Bank was established in 1994. HDFC Bank operates under an RBI banking licence as a private sector bank and follows RBI's card-issuance, fair-practice, and data-protection norms.

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