AU Small Finance Bank
AU Vetta Credit Card
₹2,000/yr annual fee
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
Annual fee
₹2,000/yr
Reward rate
Not published
Min. income
₹40,000
Forex markup
3.5%
Lounge access
Domestic only
Eligibility
₹0.40 lakh/yr · CIBIL 750+
Reward cap
No published cap
Welcome benefit
Up to 50,000 RP annual milestone; 8,000 RP welcome on activation — Up to 50,000 RPs
Who is this for
- Rewards optimiser
What we like
- Accelerated rewards
- Free domestic lounge visits
- Milestone vouchers or extras
Watch out for
- 3.5% foreign-transaction markup
- ₹750 late-payment fee
- 2.5% cash-advance fee
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹0 | Not waivable |
| Annual fee | ₹2,000 | Waived on retail spends ≥ ₹3,00,000 in previous card-anniversary year |
| Forex markup | 3.5% | Not waivable |
| Late payment | ₹750 | Not waivable |
| Cash advance | 2.5% of amount | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel between ₹400 and ₹5,000 (max ₹200/cycle) |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | Up to 5 Reward Points per ₹100 on shopping, dining & travel | — | 1 RP = ₹0.25 (catalogue / statement) |
Benefits
-
Accelerated rewards Highlight
Up to 5 Reward Points per ₹100 on shopping, dining & travel — Up to 5x
-
Domestic lounge access Highlight
Complimentary domestic airport lounge access (per AU schedule) — Per AU schedule
-
Annual milestone + welcome Highlight
Up to 50,000 RP annual milestone; 8,000 RP welcome on activation — Up to 50,000 RPs
-
Fuel surcharge waiver
1% surcharge waived on fuel between ₹400 and ₹5,000 (max ₹200/cycle) — 1% waiver
Eligibility
- Age
- 21–60 years
- Min. income
- ₹40,000
- Min. credit score
- 750+
- Score note
- Mid-tier AU applicant
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, salary slips / ITR, address proof, photo
AU Vetta Credit Card is a VISA credit card from AU Small Finance Bank.
Fees and rewards
- Annual fee: ₹2000
- Joining fee: Nil
- Rewards: Up to 5 Reward Points per ₹100 on shopping, dining & travel
Eligibility
PAN, Aadhaar, salary slips / ITR, address proof, photo
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. High-confidence record. Status: active.
Step-by-step application guide: Read the AU Vetta Credit Card apply walkthrough →
Apply for AU Vetta Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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