Axis Bank
Axis Atlas Credit Card
Best for travel, miles
₹5,000/yr annual fee
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
Annual fee
₹5,000/yr
Reward rate
Not published
Min. income
₹15,00,000
Forex markup
Not published
Lounge access
Domestic + international
Eligibility
₹15 lakh/yr · CIBIL 750+
Reward cap
1.5 lakh EDGE Miles total redemption/year (30k Group A, 1.2L Group B)
Welcome benefit
2,500 EDGE Miles welcome (on 1st txn within 37 days); 2,500 EDGE Miles on Rs 3L spend; +2,500 on Rs 7.5L; +5,000 on Rs…
Who is this for
- Frequent traveller
What we like
- Tiered lounge access (up to 18 domestic + 12 international visits/year)
- 5x EDGE miles on travel
Watch out for
- ₹5,000 non-waiver joining fee
- ₹1,000 late-payment fee
Issuer
Headquarters
Mumbai, Maharashtra
Established 1993
Website
www.axisbank.comFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹5,000 | Not waivable |
| Annual fee | ₹5,000 | Waived on Rs 7.5 lakh annual spend (per catalog; new) |
| Forex markup | Not published | Not waivable |
| Late payment | ₹1,000 | Not waivable |
| Renewal fee | ₹5,000 | Waived on annual spends ≥ ₹7,50,000 |
| Fuel surcharge | 1% | 1% surcharge waived on fuel between ₹400 and ₹4,000 |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| TRAVEL | 5.00 | — | 0.50 |
| AIRLINES | 5.00 | — | 0.50 |
| All spends | 5 EDGE Miles per Rs 100 on travel spends (up to Rs 2 lakh/month); 2 EDGE Miles per Rs 100 on travel above Rs 2L or al… | 1.5 lakh EDGE Miles total redemption/year (30k Group A, 1.2L Group B) | 1 EDGE Mile = Rs 1 on Travel EDGE platform; 1 EDGE Mile = 2 partner miles/points (except Finnair/British Airways/Lotusmiles: 2:1) |
| HOTELS | 5.00 | — | 0.50 |
Benefits
-
Domestic lounge access
Tier-based: Silver 8, Gold 12, Platinum 18 domestic visits/year
-
International lounge access Highlight
Tier-based: Silver 4, Gold 6, Platinum 12 international visits/year
-
Milestone benefits Highlight
2,500 EDGE Miles welcome (on 1st txn within 37 days); 2,500 EDGE Miles on Rs 3L spend; +2,500 on Rs 7.5L; +5,000 on Rs 15L. Annual benefit: Gold 2,500, Platinum 5,000 EDGE Miles.
-
Fuel surcharge waiver
1% waiver on fuel transactions Rs 400-4,000 (max Rs 400/month)
Eligibility
- Age
- 18–70 years
- Min. income
- ₹15,00,000
- Min. credit score
- 750+
- Score note
- Excellent credit score
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, salary slips / ITR / Form 16
Axis Atlas Credit Card is a MASTERCARD credit card from Axis Bank. It is best suited for travel, miles.
Fees and rewards
- Annual fee: ₹5000
- Joining fee: ₹5000
- Rewards: 5 EDGE miles per ₹100 on travel; 2 elsewhere
Eligibility
PAN, Aadhaar, salary slips / ITR / Form 16
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. High-confidence record. Status: active.
Step-by-step application guide: Read the Axis Atlas Credit Card apply walkthrough →
Apply for Axis Atlas Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the Axis Atlas Credit Card worth it?
What is the annual fee for the Axis Atlas Credit Card?
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Does the Axis Atlas Credit Card offer airport lounge access?
What is the forex markup on the Axis Atlas Credit Card?
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