Axis Bank
Axis Bank Burgundy Credit Card
₹30,000/yr annual fee · 12x rewards
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
Annual fee
₹30,000/yr
Reward rate
12x
Min. income
₹10,00,000
Forex markup
2%
Lounge access
Domestic + international
Eligibility
₹10 lakh/yr · CIBIL 750+
Reward cap
No published cap
Welcome benefit
30,000 EDGE Reward Points on card issuance — 30,000 EDGE RPs
Who is this for
- Rewards optimiser
What we like
- Free domestic lounge visits
- Unlimited international lounge access
- Welcome benefit on fee payment
Watch out for
- ₹1,300 late-payment fee
- 2.5% cash-advance fee
Issuer
Headquarters
Mumbai, Maharashtra
Established 1993
Website
www.axisbank.comFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹30,000 | Waived for Burgundy banking account holders |
| Annual fee | ₹30,000 | Waived on annual spends ≥ ₹25,00,000; also waived for Burgundy account holders |
| Forex markup | 2% | Not waivable |
| Late payment | ₹1,300 | Not waivable |
| Cash advance | 2.5% of amount | Not waivable |
| Over-limit fee | ₹500 | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel transactions |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 12 EDGE Reward Points per ₹200 on monthly spends up to ₹1.5 lakh; 35 points per ₹200 above ₹1.5 lakh (enhanced 4 part… | — | 1 RP ≈ ₹0.25 (Edge Miles transfer); 5:4 partner transfer ratio |
Benefits
-
Unlimited domestic lounge access Highlight
On ₹50,000 spend in previous 3 months (per Card Insider) — Unlimited
-
Unlimited international lounge access via Priority Pass Highlight
Plus 4 complimentary guest visits/year per recent terms — Unlimited + 4 guests
-
Fuel surcharge waiver
1% waiver on fuel transactions — 1% waiver
-
Welcome bonus Highlight
30,000 EDGE Reward Points on card issuance — 30,000 EDGE RPs
Eligibility
- Age
- 21–65 years
- Min. income
- ₹10,00,000
- Min. credit score
- 750+
- Score note
- Burgundy banking client status required (typically ₹10-15 lakh minimum TRV)
- Employment
- Salaried, self-employed
- Documents
- Burgundy relationship documentation + standard KYC
Axis Bank Burgundy Credit Card is a VISA credit card from Axis Bank.
Fees and rewards
- Annual fee: ₹30000
- Joining fee: ₹30000
- Rewards: 12 EDGE Reward Points per Rs 200 on monthly spends up to Rs 1.5 lakh; 35 points per Rs 200 above Rs 1.5 lakh; enhanced ratio for Burgundy customers (4 partner points per 5 EDGE = 5:4 ratio)
Eligibility
Burgundy relationship documentation + standard KYC
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. Medium-confidence record — verify with the issuer before applying. Status: active.
Apply for Axis Bank Burgundy Credit Card
Last reviewed · How we review
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