Axis Bank
Axis MyZone Credit Card
Best for dining, entertainment
₹500/yr annual fee · 2x rewards
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
Annual fee
₹500/yr
Reward rate
2x
Min. income
₹1,50,000
Forex markup
Not published
Lounge access
Domestic + international
Eligibility
₹1.50 lakh/yr · CIBIL 650+
Reward cap
No monthly cap (movies/fuel/wallet/insurance/edu/govt/EMI excluded)
Welcome benefit
1,000 bonus EDGE Points on Rs 1.5 lakh annual spend (effective 1 April 2025 onwards)
Who is this for
- Food & dining spender
What we like
- 4 domestic lounge visits/year (spend-gated)
- 2X EDGE Miles on dining/entertainment
Watch out for
- 2.5% cash-advance fee
Issuer
Headquarters
Mumbai, Maharashtra
Established 1993
Website
www.axisbank.comFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹500 | Not waivable |
| Annual fee | ₹500 | No automatic fee waiver (occasional promotional LTF offers via GPay/online channels) |
| Late payment | ₹500 | Not waivable |
| Cash advance | 2.5% of amount | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel between ₹400 and ₹4,000 |
| Forex markup | Not published | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| DINING | 2.00 | — | 0.50 |
| ENTERTAINMENT | 2.00 | — | 0.50 |
| All spends | 4 EDGE Reward Points per Rs 200 (effective 0.4%) | No monthly cap (movies/fuel/wallet/insurance/edu/govt/EMI excluded) | 1 EDGE Point = Rs 0.20 (against shopping/travel vouchers, products on EDGE Rewards portal) |
Benefits
-
Domestic lounge access
1 complimentary domestic lounge access per quarter (4/year) on min Rs 50,000 spend in previous quarter (waived for new card + 3 months)
-
International lounge access Highlight
None
-
Milestone benefits Highlight
1,000 bonus EDGE Points on Rs 1.5 lakh annual spend (effective 1 April 2025 onwards)
-
Fuel surcharge waiver
1% waiver on fuel transactions Rs 400-4,000 (max Rs 400/month)
Eligibility
- Age
- 21–65 years
- Min. income
- ₹1,50,000
- Min. credit score
- 650+
- Score note
- Stable income
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, salary slips / ITR
Axis MyZone Credit Card is a MASTERCARD credit card from Axis Bank. It is best suited for dining, entertainment.
Fees and rewards
- Annual fee: ₹500
- Joining fee: ₹500
- Rewards: 2X EDGE rewards on dining & movies
Eligibility
PAN, Aadhaar, salary slips / ITR
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. High-confidence record. Status: active.
Apply for Axis MyZone Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the Axis MyZone Credit Card worth it?
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Does the Axis MyZone Credit Card offer airport lounge access?
What is the forex markup on the Axis MyZone Credit Card?
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