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Axis Neo credit card

Axis Bank

Axis Neo Credit Card

Best for bill-payments, cashback

Lifetime free

Visa Lifetime free

By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review

Annual fee

Lifetime free

Reward rate

Not published

Min. income

₹1,50,000

Forex markup

Not published

Lounge access

Domestic + international

Eligibility

₹1.50 lakh/yr · CIBIL 650+

Reward cap

₹5,000/month

Welcome benefit

Welcome: 100% cashback up to Rs 300 on first utility bill payment

Who is this for

  • Cashback seeker

What we like

  • Lifetime free card
  • 5% cashback on utility bill payments (capped)

Issuer

Bank

Axis Bank

Private sector bank

All Axis Bank cards →

Headquarters

Mumbai, Maharashtra

Established 1993

Toll-free

1800-419-5555

Customer care: 1860-419-5555

Website

www.axisbank.com

Network

Visa

See all cards on this network

Fees and charges

Fee Amount Waiver
Joining fee ₹0 Not waivable
Annual fee ₹0 N/A (already LTF)
Late payment ₹500 Not waivable
Forex markup Not published Not waivable
Fuel surcharge 1% Not waivable

Rewards

Spend category Rate Cap Redemption
ONLINE 5.00 ₹5,000/month 1.00
All spends 1 EDGE Reward Point per Rs 200 spent (0.10% base reward rate) No cap published 1 EDGE Point = Rs 0.20 (rewards catalog)

Benefits

  • Domestic lounge access

    None

  • International lounge access Highlight

    None

  • Milestone benefits Highlight

    Welcome: 100% cashback up to Rs 300 on first utility bill payment

  • Fuel surcharge waiver

    1% waiver on fuel transactions Rs 400-4,000

Eligibility

Age
18–70 years
Min. income
₹1,50,000
Min. credit score
650+
Score note
Stable income
Employment
Salaried, self-employed, student
Documents
PAN, Aadhaar, salary slips / ITR

Axis Neo Credit Card is a VISA credit card from Axis Bank. It is best suited for bill-payments, cashback.

Fees and rewards

  • Annual fee: Nil
  • Joining fee: Nil
  • Rewards: 5% cashback on Google Pay

Eligibility

PAN, Aadhaar, salary slips / ITR

Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. High-confidence record. Status: active.

Apply for Axis Neo Credit Card

Last reviewed · How we review

FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.

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Frequently asked questions

Is the Axis Neo Credit Card worth it?
Axis Neo Credit Card is a credit card issued by Axis Bank. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) is waivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the Axis Neo Credit Card?
Axis Neo Credit Card is a lifetime-free card with no annual or joining fee.

How does the Axis Neo Credit Card reward rate work?
Axis Neo Credit Card earns structured rewards that vary by spend category. Check the rewards tile on this page for the full multiplier schedule.
Show 3 more questions

What are the eligibility requirements for the Axis Neo Credit Card?
To qualify for Axis Neo Credit Card, you typically need: minimum annual income ₹1,50,000; CIBIL score of 650+; Salaried / self-employed / student only. The eligibility tile on this page has the full published criteria.

Does the Axis Neo Credit Card offer airport lounge access?
None

What is the forex markup on the Axis Neo Credit Card?
Forex markup details for Axis Neo Credit Card are not published on FinWiz24.

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