Axis Bank
Axis Bank Pride Platinum Credit Card
For defence and government staff
₹250/yr annual fee · 4x rewards
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
Annual fee
₹250/yr
Reward rate
4x
Min. income
₹2,50,000
Forex markup
3.5%
Lounge access
None
Eligibility
Not published
Reward cap
No published cap
Welcome benefit
None beyond the reward rate
Axis Pride Platinum, for defence and government staff: nil joining, Rs 250 annual fee waived on Rs 20,000 spends, 4 EDGE points per Rs 200, 15% dining discounts.
Who is this for
- First-time cardholder
- Food & dining spender
What we like
- Dining Delights discount
- Pride privileges
Watch out for
- 3.5% foreign-transaction markup
- ₹1,300 late-payment fee
- 500% cash-advance fee
Issuer
Headquarters
Mumbai, Maharashtra
Established 1993
Website
www.axisbank.comFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹0 | Not waivable |
| Annual fee | ₹250 | First year nil; waived on Rs 20,000+ spends in the preceding year (rent and wallet-load spends excluded) |
| Forex markup | 3.5% | Not waivable |
| Fuel surcharge | 1% | 1% waiver on fuel between Rs 400 and Rs 4,000, max Rs 250 per statement cycle; no reward points on fuel |
| Late payment | ₹1,300 | Not waivable |
| Over-limit fee | ₹500 | Not waivable |
| Cash advance | 500% of amount | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 4 EDGE Reward Points on every Rs 200 spent; fuel earns no points; exclusions per published MCC list | — | — |
Benefits
-
Dining Delights discount Highlight
15% discount at partnered restaurants under the Axis Bank Dining Delights program
-
Fuel surcharge waiver
1% waiver on all Indian fuel transactions, Rs 400 to Rs 4,000, capped at Rs 250 per statement cycle
-
Pride privileges Highlight
Personalised tricolour card face with a dedicated fourth embossing line for defence personnel
-
Free add-on cards
No-cost add-on cards for spouse, parents, children and siblings above 18 years
Eligibility
- Age
- 18–70 years
- Documents
- Serving Indian Defence Forces personnel and Government of India employees; residents and NRIs; PAN/Form 97, colour photo, ID, residence and income proof (payslip/Form 16/ITR). Issuer publishes no income figure for this card.
Fees and charges
- Joining fee: Rs 0
- Annual fee: Rs 250 — First year nil; waived on Rs 20,000+ spends in the preceding year (rent and wallet-load spends excluded)
- Forex markup: 3.5% — Plus 3.5% DCC markup on INR-denominated international transactions
- Fuel surcharge: 1% — 1% waiver on fuel between Rs 400 and Rs 4,000, max Rs 250 per statement cycle; no reward points on fuel
- Late payment fee: Rs 1,300 — Slabbed Rs 500 to Rs 1,300 by total payment due; extra Rs 100 if minimum due missed two consecutive cycles
- Over-limit fee: Rs 500 — 2.5% of over-limit amount, min Rs 500
- Cash advance fee: Rs 500 — 2.5% of cash amount, min Rs 500
Rewards
- ALL: 4 EDGE Reward Points on every Rs 200 spent; fuel earns no points; exclusions per published MCC list
Benefits
- Dining Delights discount: 15% discount at partnered restaurants under the Axis Bank Dining Delights program
- Fuel surcharge waiver: 1% waiver on all Indian fuel transactions, Rs 400 to Rs 4,000, capped at Rs 250 per statement cycle
- Pride privileges: Personalised tricolour card face with a dedicated fourth embossing line for defence personnel
- Free add-on cards: No-cost add-on cards for spouse, parents, children and siblings above 18 years
Eligibility
- Age: 18-70 years Serving Indian Defence Forces personnel and Government of India employees; residents and NRIs; PAN/Form 97, colour photo, ID, residence and income proof (payslip/Form 16/ITR). Issuer publishes no income figure for this card.
Terms last reviewed 3 Sept 2026 against issuer-published schedules.
Apply for Axis Bank Pride Platinum Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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