Axis Bank
Axis Reserve Credit Card
Best for premium, super-premium
₹50,000/yr annual fee · 15x rewards
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
Annual fee
₹50,000/yr
Reward rate
15x
Min. income
₹50,00,000
Forex markup
Not published
Lounge access
Domestic + international
Eligibility
₹50 lakh/yr · CIBIL 800+
Reward cap
Not specified
Welcome benefit
Welcome: 15,000 EDGE Reward Points on card activation
Who is this for
- Premium cardholder
What we like
- Unlimited international lounge access
- Milestone vouchers or extras
Watch out for
- ₹50,000 non-waiver joining fee
- ₹1,500 late-payment fee
Issuer
Headquarters
Mumbai, Maharashtra
Established 1993
Website
www.axisbank.comFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹50,000 | Not waivable |
| Annual fee | ₹50,000 | Waived on Rs 35 lakh annual spend (per CardInsider) |
| Forex markup | Not published | Not waivable |
| Late payment | ₹1,500 | Not waivable |
| Fuel surcharge | 1% | Full waiver |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 15 EDGE Points per Rs 200 (1.5% domestic effective); 30 EDGE Points per Rs 200 on international spends (3.0% effective) | Not specified | Transfer to airline/hotel partners at 5:4 ratio (per recent terms) |
Benefits
-
Domestic lounge access
Unlimited domestic lounge access (primary + add-on)
-
International lounge access Highlight
Unlimited international lounge access via Priority Pass + 12 complimentary guest visits/year
-
Milestone benefits Highlight
Welcome: 15,000 EDGE Reward Points on card activation
-
Fuel surcharge waiver
1% waiver on fuel transactions Rs 400-4,000 (max Rs 400/month)
Eligibility
- Age
- 21–65 years
- Min. income
- ₹50,00,000
- Min. credit score
- 800+
- Score note
- Super-prime credit score
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, salary slips / ITR / Form 16, net-worth documentation
Axis Reserve Credit Card is a MASTERCARD credit card from Axis Bank. It is best suited for premium, super-premium.
Fees and rewards
- Annual fee: ₹50000
- Joining fee: ₹50000
- Rewards: 15X reward points on all spends
Eligibility
PAN, Aadhaar, salary slips / ITR / Form 16, net-worth documentation
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. High-confidence record. Status: active.
Step-by-step application guide: Read the Axis Reserve Credit Card apply walkthrough →
Apply for Axis Reserve Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the Axis Reserve Credit Card worth it?
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Does the Axis Reserve Credit Card offer airport lounge access?
What is the forex markup on the Axis Reserve Credit Card?
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