Canara Bank
Canara Bank Maha Shakti Credit Card
Best for lifetime-free, rewards
Lifetime free
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
Annual fee
Lifetime free
Reward rate
Not published
Min. income
₹2,00,000
Forex markup
3.5%
Lounge access
None
Eligibility
₹2 lakh/yr · CIBIL 650+
Reward cap
No published cap
Welcome benefit
None beyond the reward rate
Who is this for
- Fee-averse spender
- Rewards optimiser
What we like
- Lifetime free — no annual fee
Watch out for
- 2% cash-advance fee
- 3.5% foreign-transaction markup
Issuer
Headquarters
Bengaluru, Karnataka
Established 1906
Toll-free
1800-103-2224Website
www.canarabank.comFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹0 | Not waivable |
| Annual fee | ₹0 | Not waivable |
| Late payment | ₹500 | Not waivable |
| Cash advance | 2% of amount | Not waivable |
| Forex markup | 3.5% | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel between ₹400 and ₹10,000 (max ₹100/month) |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 2.00 | — | 0.25 |
| GROCERIES | 2.00 | — | 0.25 |
Benefits
-
Fuel surcharge waiver
1% fuel surcharge waiver on fuel between ₹400 and ₹10,000 (max ₹100/month) — 1% waiver
-
Complimentary benefits
Discount vouchers on shopping, travel and dining at partner merchants
Eligibility
- Age
- 21–65 years
- Min. income
- ₹2,00,000
- Min. credit score
- 650+
- Score note
- Stable income
- Employment
- Salaried, self-employed
- Documents
- PSB mass lifetime-free card
Canara Bank Maha Shakti Credit Card is a VISA credit card from Canara Bank. It is best suited for lifetime-free, rewards.
Fees and rewards
- Annual fee: Nil
- Joining fee: Nil
- Rewards: 2 reward points per ₹100
Eligibility
PSB mass lifetime-free card
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. Medium-confidence record — verify with the issuer before applying. Status: active.
Apply for Canara Bank Maha Shakti Credit Card
Last reviewed · How we review
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