Canara Bank
Canara Bank Platinum Credit Card
Best for rewards
₹500/yr annual fee · 4x rewards
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
Annual fee
₹500/yr
Reward rate
4x
Min. income
₹1,00,000
Forex markup
Not published
Lounge access
Domestic + international
Eligibility
₹1 lakh/yr · CIBIL 650+
Reward cap
No published category cap
Welcome benefit
No published welcome bonus; insurance bundle is the main differentiator
Who is this for
- Rewards optimiser
What we like
- Unlimited international lounge access
- Milestone vouchers or extras
Watch out for
- 2% cash-advance fee
Issuer
Headquarters
Bengaluru, Karnataka
Established 1906
Toll-free
1800-103-2224Website
www.canarabank.comFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹500 | Not waivable |
| Annual fee | ₹500 | Waived on annual spends ≥ ₹1,00,000 |
| Renewal fee | ₹500 | Waived on annual spends ≥ ₹1,00,000 |
| Forex markup | Not published | Not waivable |
| Late payment | ₹500 | Not waivable |
| Cash advance | 2% of amount | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel between ₹400 and ₹10,000 |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 2 Reward Points for every ₹100 spent on PoS and e-commerce transactions | No published category cap | 1 Reward Point = ₹0.25 (canararewardz.com) |
| FUEL | 2.00 | — | 0.25 |
Benefits
-
Domestic lounge access
2 complimentary domestic airport lounge visits per quarter (per Canara Bank official page)
-
International lounge access Highlight
Not published on the official page
-
Milestone benefits Highlight
No published welcome bonus; insurance bundle is the main differentiator
-
Fuel surcharge waiver
1% fuel surcharge waiver up to ₹100 per fuel transaction
Eligibility
- Age
- 21–65 years
- Min. income
- ₹1,00,000
- Min. credit score
- 650+
- Score note
- Stable income
- Employment
- Salaried, self-employed
- Documents
- PAN Card, Aadhaar / OVD address proof, salary slips (last 2 months) / ITR (self-employed)
Canara Bank Platinum Credit Card is a VISA credit card from Canara Bank. It is best suited for rewards.
Fees and rewards
- Annual fee: ₹500
- Joining fee: ₹500
- Rewards: 2 reward points per ₹100
Eligibility
PAN Card, Aadhaar / OVD address proof, salary slips (last 2 months) / ITR (self-employed)
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. Medium-confidence record — verify with the issuer before applying. Status: active.
Apply for Canara Bank Platinum Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
← All credit cards · All Canara Bank cards · All Visa cards
