Canara Bank
Canara Bank Visa Signature Credit Card
Lifetime free · 4x rewards
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
Annual fee
Lifetime free
Reward rate
4x
Min. income
₹1,00,000
Forex markup
3.5%
Lounge access
Domestic only
Eligibility
₹1 lakh/yr · CIBIL 700+
Reward cap
No published cap
Welcome benefit
None beyond the reward rate
Who is this for
- Rewards optimiser
What we like
- PoS / e-commerce rewards
- Free domestic lounge visits
- Complimentary travel insurance
Watch out for
- 3.5% foreign-transaction markup
- ₹750 late-payment fee
- 2.5% cash-advance fee
Issuer
Headquarters
Bengaluru, Karnataka
Established 1906
Toll-free
1800-103-2224Website
www.canarabank.comFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹0 | Not waivable |
| Annual fee | ₹0 | Not waivable |
| Forex markup | 3.5% | Not waivable |
| Late payment | ₹750 | Not waivable |
| Cash advance | 2.5% of amount | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waiver up to ₹100 per fuel transaction |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 2 Reward Points for every ₹100 spent on PoS and e-commerce transactions | — | 1 RP = ₹0.25 (Canara Bank standard) |
Benefits
-
PoS / e-commerce rewards Highlight
2 Reward Points for every ₹100 spent on PoS and e-commerce transactions — 2x
-
Domestic lounge access Highlight
3 complimentary domestic airport lounge visits per quarter — 3 per quarter
-
Insurance bundle Highlight
Insurance coverage is the main differentiator on this LTF card — Various
-
Fuel surcharge waiver
1% surcharge waiver up to ₹100 per fuel transaction — 1% waiver (max ₹100)
Eligibility
- Age
- 21–65 years
- Min. income
- ₹1,00,000
- Min. credit score
- 700+
- Score note
- Good credit score preferred
- Employment
- Salaried, self-employed
- Documents
- PAN Card, Aadhaar / OVD address proof, salary slips (last 2 months) / ITR (self-employed)
Canara Bank Visa Signature Credit Card is a VISA credit card from Canara Bank.
Fees and rewards
- Annual fee: Nil
- Joining fee: Nil
- Rewards: 2 Reward Points for every ₹100 spent on PoS and e-commerce transactions
Eligibility
PAN Card, Aadhaar / OVD address proof, salary slips (last 2 months) / ITR (self-employed)
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. High-confidence record. Status: active.
Apply for Canara Bank Visa Signature Credit Card
Last reviewed · How we review
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