HDFC Bank
HDFC Bank MoneyBack Credit Card
Best for cashback, fuel
₹500/yr annual fee
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
Annual fee
₹500/yr
Reward rate
Not published
Min. income
₹2,40,000
Forex markup
Not published
Lounge access
None
Eligibility
₹2.40 lakh/yr · CIBIL 700+
Reward cap
₹5,000/yr
Welcome benefit
None beyond the reward rate
Who is this for
- Cashback seeker
- Daily driver
Issuer
Headquarters
Mumbai, Maharashtra
Established 1994
Website
www.hdfcbank.comFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Annual fee | ₹500 | Waived on annual spends ≥ ₹50,000 |
| Joining fee | ₹500 | Not waivable |
| Late payment | ₹500 | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel between ₹400 and ₹5,000 |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 0.40 | ₹5,000/yr | 0.25 |
| FUEL | 1.00 | ₹5,000/yr | 0.25 |
Benefits
-
Fuel surcharge waiver
1% fuel surcharge waiver (max ₹250/month) — 1% waiver
-
5X cashback on EMI
5X cashback on EMI spends at select merchants — 5X
Eligibility
- Age
- 21–65 years
- Min. income
- ₹2,40,000
- Min. credit score
- 700+
- Score note
- Decent credit score
- Employment
- Salaried, self-employed
- Documents
- Entry-level cashback card
HDFC Bank MoneyBack Credit Card is a VISA credit card from HDFC Bank. It is best suited for cashback, fuel.
Fees and rewards
- Annual fee: ₹500
- Joining fee: ₹500
- Rewards: 2 cashback points per ₹150 (1 point = ₹0.25)
Eligibility
Entry-level cashback card
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. High-confidence record. Status: active.
Apply for HDFC Bank MoneyBack Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
← All credit cards · All HDFC Bank cards · All Visa cards
