HDFC Bank
HDFC Bank Tata Neu Infinity Credit Card
Best for online-shopping, premium, rewards
₹5,000/yr annual fee
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
Annual fee
₹5,000/yr
Reward rate
Not published
Min. income
₹12,00,000
Forex markup
Not published
Lounge access
Domestic + international
Eligibility
₹12 lakh/yr · CIBIL 750+
Reward cap
Grocery cap 2,000 NeuCoins/month; utility 2,000/month; telecom & cable 2,000/month; insurance 2,000/month; UPI cap 500 NeuCoins/month
Welcome benefit
1,499 NeuCoins welcome benefit (1st-year fee reversal); 4 complimentary domestic lounge vouchers per year (2 per quarte…
Who is this for
- Online shopper
- Premium cardholder
- Rewards optimiser
What we like
- 4 international Priority Pass visits/year (1/quarter, on request)
- 5% NeuCoins back on Tata brand spends
Watch out for
- ₹5,000 non-waiver joining fee
- ₹1,100 late-payment fee
- 2.5% cash-advance fee
Issuer
Headquarters
Mumbai, Maharashtra
Established 1994
Website
www.hdfcbank.comFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹5,000 | Not waivable |
| Annual fee | ₹5,000 | Spend ₹3,00,000 or more in the year before renewal |
| Renewal fee | ₹5,000 | Waived on annual spends ≥ ₹5,00,000 |
| Forex markup | Not published | Not waivable |
| Over-limit fee | ₹500 | Not waivable |
| Late payment | ₹1,100 | Not waivable |
| Cash advance | 2.5% of amount | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel between ₹400 and ₹10,000 |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| SHOPPING | 5.00 | — | 1.00 |
| All spends | 5% back as NeuCoins on Tata Neu and partner Tata Brand spends; 1.5% on non-Tata spends and merchant EMI; additional 5… | Grocery cap 2,000 NeuCoins/month; utility 2,000/month; telecom & cable 2,000/month; insurance 2,000/month; UPI cap 500 NeuCoins/month | 1 NeuCoin ≈ ₹1 on Tata Neu platform (air, hotel, electronics, vouchers) |
| ONLINE | 1.50 | — | 1.00 |
Benefits
-
Domestic lounge access
Up to 8 domestic lounge visits per year (2 per quarter) on milestone
-
International lounge access Highlight
Up to 4 complimentary Priority Pass lounge visits per year (1 per quarter)
-
Milestone benefits Highlight
1,499 NeuCoins welcome benefit (1st-year fee reversal); 4 complimentary domestic lounge vouchers per year (2 per quarter) on ₹50,000 quarterly spend; 4 international Priority Pass visits/year (1/quarter) on request
-
Fuel surcharge waiver
1% waiver at all fuel stations on transactions between ₹400 and ₹5,000; max ₹500 per statement cycle
Eligibility
- Age
- 21–60 years
- Min. income
- ₹12,00,000
- Min. credit score
- 750+
- Score note
- Excellent credit score
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, latest salary slips / ITR, bank statements, photo, address proof
HDFC Bank Tata Neu Infinity Credit Card is a VISA credit card from HDFC Bank. It is best suited for online-shopping, premium, rewards.
Fees and rewards
- Annual fee: ₹5000
- Joining fee: ₹5000
- Rewards: 5% NeuCoins on Tata; 1.5% on others
Eligibility
PAN, Aadhaar, latest salary slips / ITR, bank statements, photo, address proof
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. High-confidence record. Status: active.
Apply for HDFC Bank Tata Neu Infinity Credit Card
Last reviewed · How we review
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