HDFC Bank
HDFC Bank Tata Neu Plus Credit Card
Best for online-shopping, rewards
₹1,500/yr annual fee
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
Annual fee
₹1,500/yr
Reward rate
Not published
Min. income
₹6,00,000
Forex markup
Not published
Lounge access
Domestic + international
Eligibility
₹6 lakh/yr · CIBIL 700+
Reward cap
Grocery cap 1,000 NeuCoins/month; utility 2,000/month; telecom & cable 2,000/month; UPI cap 500 NeuCoins/month
Welcome benefit
499 NeuCoins welcome benefit (1st-year fee reversal); 1 complimentary domestic lounge voucher per quarter (up to 4/year…
Who is this for
- Online shopper
- Rewards optimiser
What we like
- Unlimited international lounge access
- Milestone vouchers or extras
Watch out for
- ₹1,500 non-waiver joining fee
- ₹750 late-payment fee
Issuer
Headquarters
Mumbai, Maharashtra
Established 1994
Website
www.hdfcbank.comFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹1,500 | Not waivable |
| Annual fee | ₹1,500 | Spend ₹1,00,000 or more in the year before renewal (NOTE: catalog says ₹1.5L waiver, but official site says ₹1L) |
| Late payment | ₹750 | Not waivable |
| Forex markup | Not published | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| SHOPPING | 5.00 | — | 1.00 |
| All spends | 2% back as NeuCoins on Tata Neu and partner Tata Brand spends; 1% on non-Tata and merchant EMI; up to 5% additional o… | Grocery cap 1,000 NeuCoins/month; utility 2,000/month; telecom & cable 2,000/month; UPI cap 500 NeuCoins/month | 1 NeuCoin ≈ ₹1 on Tata Neu platform |
Benefits
-
Domestic lounge access
Up to 4 domestic lounge visits per year (1 per quarter) on milestone
-
International lounge access Highlight
None
-
Milestone benefits Highlight
499 NeuCoins welcome benefit (1st-year fee reversal); 1 complimentary domestic lounge voucher per quarter (up to 4/year) on ₹50,000 quarterly spend
-
Fuel surcharge waiver
1% waiver at all fuel stations on transactions between ₹400 and ₹5,000; max ₹250 per statement cycle
Eligibility
- Age
- 21–60 years
- Min. income
- ₹6,00,000
- Min. credit score
- 700+
- Score note
- Good credit score
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, latest salary slips / ITR, bank statements, photo, address proof
HDFC Bank Tata Neu Plus Credit Card is a VISA credit card from HDFC Bank. It is best suited for online-shopping, rewards.
Fees and rewards
- Annual fee: ₹1500
- Joining fee: ₹1500
- Rewards: 5% NeuCoins on Tata purchases; 1.5% on others
Eligibility
PAN, Aadhaar, latest salary slips / ITR, bank statements, photo, address proof
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. High-confidence record. Status: active.
Step-by-step application guide: Read the HDFC Bank Tata Neu Plus Credit Card apply walkthrough →
Apply for HDFC Bank Tata Neu Plus Credit Card
Last reviewed · How we review
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