HSBC India
HSBC TravelOne Credit Card
Best for travel
₹3,000/yr annual fee · 5x rewards
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
Annual fee
₹3,000/yr
Reward rate
5x
Min. income
₹8,00,000
Forex markup
3.5%
Lounge access
Domestic + international
Eligibility
₹8 lakh/yr · CIBIL 750+
Reward cap
No published cap
Welcome benefit
None beyond the reward rate
Who is this for
- Frequent traveller
What we like
- Unlimited international lounge access
- 5X on travel
Watch out for
- ₹3,000 non-waiver joining fee
- ₹1,000 late-payment fee
- 2.5% cash-advance fee
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹3,000 | Not waivable |
| Annual fee | ₹3,000 | Waived on annual spends ≥ ₹3,00,000 |
| Renewal fee | ₹3,000 | Waived on annual spends ≥ ₹3,00,000 |
| Late payment | ₹1,000 | Not waivable |
| Cash advance | 2.5% of amount | Not waivable |
| Forex markup | 3.5% | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel between ₹400 and ₹10,000 (max ₹250/month) |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 1.00 | — | 0.25 |
| TRAVEL | 5.00 | — | 0.25 |
| AIRLINES | 5.00 | — | 0.25 |
| HOTELS | 5.00 | — | 0.25 |
Benefits
-
Domestic & international lounge access Highlight
4 international + 4 domestic lounge visits per year — 4+4/year
-
5X on travel Highlight
5X Reward Points on airline, hotel and travel bookings — 5X
-
Travel insurance
Up to ₹1 crore air accident insurance on tickets bought with card — ₹1 crore
Eligibility
- Age
- 21–65 years
- Min. income
- ₹8,00,000
- Min. credit score
- 750+
- Score note
- Excellent credit score
- Employment
- Salaried, self-employed
- Documents
- HSBC premium travel card
HSBC TravelOne Credit Card is a VISA credit card from HSBC Bank. It is best suited for travel.
Fees and rewards
- Annual fee: ₹3000
- Joining fee: ₹3000
- Rewards: 5X on travel
Eligibility
HSBC premium travel card
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. High-confidence record. Status: active.
Apply for HSBC TravelOne Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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