ICICI Bank
ICICI Amazon Pay Credit Card
Best for online-shopping, amazon, lifetime-free
Lifetime free · 5x rewards
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
Annual fee
Lifetime free
Reward rate
5x
Min. income
₹2,40,000
Forex markup
3.5%
Lounge access
Domestic + international
Eligibility
₹2.40 lakh/yr · CIBIL 650+
Reward cap
₹3,000 per month
Welcome benefit
₹200 instant Amazon Pay cashback on card issuance as welcome benefit (per customer review)
Who is this for
- Online shopper
- Fee-averse spender
What we like
- Lifetime free card
- 5% cashback on Amazon/partner merchants (capped)
Watch out for
- 3.5% foreign-transaction markup
- 2.5% cash-advance fee
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹0 | Not waivable |
| Forex markup | 3.5% | Not waivable |
| Annual fee | ₹0 | N/A — lifetime free |
| Late payment | ₹500 | Not waivable |
| Cash advance | 2.5% of amount | Not waivable |
| Fuel surcharge | 1% | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| ONLINE | 5.00 | ₹3,000 per month | 1 point = ₹1 (auto-credited) |
| SHOPPING | 5.00 | ₹3,000 per month | 1 point = ₹1 (auto-credited) |
| All spends | 5% cashback for Prime members on Amazon; 3% for non-Prime; 2% on 100+ partner merchants (Amazon Pay); 1% on all other… | Uncapped | Auto-credited as Amazon Pay balance (1:1); redeemable across Amazon.in, Amazon Pay partner merchants, bill payments, recharges |
Benefits
-
Domestic lounge access
None
-
International lounge access Highlight
None
-
Milestone benefits Highlight
₹200 instant Amazon Pay cashback on card issuance as welcome benefit (per customer review)
-
Fuel surcharge waiver
1% fuel surcharge waiver on all fuel transactions (no HPCL restriction)
Eligibility
- Age
- 21–60 years
- Min. income
- ₹2,40,000
- Min. credit score
- 650+
- Employment
- Salaried, self-employed, student
- Documents
- PAN, Aadhaar (DigiLocker sufficient), salary slip / ITR
ICICI Amazon Pay Credit Card is an Amex credit card from ICICI Bank. It is best suited for online-shopping, amazon, lifetime-free.
Fees and rewards
- Annual fee: Nil
- Joining fee: Nil
- Rewards: 5% back for Prime on Amazon; 3% for non-Prime
Eligibility
PAN, Aadhaar (DigiLocker sufficient), salary slip / ITR
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. High-confidence record. Status: active.
Step-by-step application guide: Read the ICICI Amazon Pay Credit Card apply walkthrough →
Apply for ICICI Amazon Pay Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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