ICICI Bank
ICICI Coral Credit Card
Best for dining, rewards
₹500/yr annual fee · 4x rewards
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
Annual fee
₹500/yr
Reward rate
4x
Min. income
₹2,40,000
Forex markup
Not published
Lounge access
Domestic + international
Eligibility
₹2.40 lakh/yr · CIBIL 700+
Reward cap
Not explicitly stated
Welcome benefit
2,000 Reward Points on ₹2,00,000 annual spend + 1,000 Reward Points for every additional ₹1,00,000 spend (max 10,000 re…
Who is this for
- Food & dining spender
- Rewards optimiser
What we like
- 1 domestic lounge visit/quarter (4/year)
- Milestone reward points on annual spend
Watch out for
- ₹600 late-payment fee
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹500 | Not waivable |
| Annual fee | ₹500 | Spend ₹1,50,000 or more in the previous year to waive annual fee |
| Late payment | ₹600 | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel between ₹400 and ₹4,000 |
| Forex markup | Not published | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| DINING | 2.00 | — | 0.25 |
| All spends | 2 Reward Points per ₹100 on retail spend; 1 Reward Point per ₹100 on utility & insurance | Not explicitly stated | Redeemable via rewards portal across categories |
Benefits
-
Domestic lounge access
1 complimentary domestic airport lounge visit per quarter
-
International lounge access Highlight
None
-
Milestone benefits Highlight
2,000 Reward Points on ₹2,00,000 annual spend + 1,000 Reward Points for every additional ₹1,00,000 spend (max 10,000 reward points per anniversary year)
-
Fuel surcharge waiver
1% waiver on fuel transactions worth ₹400 – ₹4,000 at HPCL pumps on ICICI POS
Eligibility
- Age
- 21–60 years
- Min. income
- ₹2,40,000
- Min. credit score
- 700+
- Score note
- Decent credit score
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar (DigiLocker sufficient), salary slip / ITR for self-employed
ICICI Coral Credit Card is a VISA credit card from ICICI Bank. It is best suited for dining, rewards.
Fees and rewards
- Annual fee: ₹500
- Joining fee: ₹500
- Rewards: 2 Payback points per ₹100 on dining
Eligibility
PAN, Aadhaar (DigiLocker sufficient), salary slip / ITR for self-employed
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. High-confidence record. Status: active.
Step-by-step application guide: Read the ICICI Coral Credit Card apply walkthrough →
Apply for ICICI Coral Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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