ICICI Bank
ICICI Bank Femina Credit Card
Best for dining, lifestyle
Lifetime free · 2x rewards
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
Annual fee
Lifetime free
Reward rate
2x
Min. income
₹2,50,000
Forex markup
3.5%
Lounge access
None
Eligibility
₹2.50 lakh/yr · CIBIL 700+
Reward cap
No published cap
Welcome benefit
None beyond the reward rate
Who is this for
- Food & dining spender
What we like
- Dining discounts
Watch out for
- 3.5% foreign-transaction markup
- ₹600 late-payment fee
- 2.5% cash-advance fee
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹0 | Not waivable |
| Annual fee | ₹0 | Not waivable |
| Forex markup | 3.5% | Not waivable |
| Late payment | ₹600 | Not waivable |
| Cash advance | 2.5% of amount | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel between ₹400 and ₹4,000 |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| DINING | 2.00 | — | 0.25 |
| All spends | 1.00 | — | 0.25 |
Benefits
-
Dining discounts Highlight
Up to 15% discount at partner restaurants via ICICI Culinary Treats — 15%
-
Femina lifestyle offers
Exclusive offers on lifestyle, beauty and fashion partner brands
-
Fuel surcharge waiver
1% fuel surcharge waiver — 1% waiver
Eligibility
- Age
- 21–65 years
- Min. income
- ₹2,50,000
- Min. credit score
- 700+
- Score note
- Decent credit score
- Employment
- Salaried, self-employed
- Documents
- ICICI LTF dining and lifestyle co-brand card
ICICI Bank Femina Credit Card is a MASTERCARD credit card from ICICI Bank. It is best suited for dining, lifestyle.
Fees and rewards
- Annual fee: Nil
- Joining fee: Nil
- Rewards: 2X rewards on dining & lifestyle
Eligibility
ICICI LTF dining and lifestyle co-brand card
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. Medium-confidence record — verify with the issuer before applying. Status: active.
Apply for ICICI Bank Femina Credit Card
Last reviewed · How we review
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