ICICI Bank
ICICI HPCL Coral Credit Card
Best for fuel
₹199/yr annual fee · 5x rewards
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
Annual fee
₹199/yr
Reward rate
5x
Min. income
Not published
Forex markup
Not published
Lounge access
Domestic + international
Eligibility
CIBIL 700+
Reward cap
Not explicitly stated
Welcome benefit
No specific milestone benefit published
Who is this for
- Daily driver
What we like
- Unlimited international lounge access
- Milestone vouchers or extras
Watch out for
- ₹600 late-payment fee
- 2.5% cash-advance fee
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹199 | Not waivable |
| Annual fee | ₹199 | Spend ₹50,000 or more in the previous year to waive annual fee |
| Forex markup | Not published | Not waivable |
| Late payment | ₹600 | Not waivable |
| Cash advance | 2.5% of amount | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on HPCL fuel transactions (max ₹100/month) |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| FUEL | 5.00 | — | 0.25 |
| All spends | 2 Reward Points per ₹100 on retail spend; 1 Reward Point per ₹100 on utility & insurance; up to 3.5% savings on fuel… | Not explicitly stated | Redeemable via rewards portal |
Benefits
-
Domestic lounge access
None
-
International lounge access Highlight
None
-
Milestone benefits Highlight
No specific milestone benefit published
-
Fuel surcharge waiver
1% surcharge waiver on fuel transactions worth ₹400 – ₹4,000 at HPCL pumps; effectively 3.5% total savings on HPCL fuel (1% waiver + 2.5% reward points)
Eligibility
- Age
- 21–60 years
- Min. credit score
- 700+
- Score note
- Decent credit score
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar (DigiLocker sufficient), salary slip / ITR for self-employed
ICICI HPCL Coral Credit Card is a MASTERCARD credit card from ICICI Bank. It is best suited for fuel.
Fees and rewards
- Annual fee: ₹500
- Joining fee: ₹500
- Rewards: 5X rewards on HPCL fuel spends
Eligibility
PAN, Aadhaar (DigiLocker sufficient), salary slip / ITR for self-employed
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. High-confidence record. Status: active.
Step-by-step application guide: Read the ICICI HPCL Coral Credit Card apply walkthrough →
Apply for ICICI HPCL Coral Credit Card
Last reviewed · How we review
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