IDFC First Bank
IDFC FIRST Ashva Credit Card
Best for rewards, premium
₹2,999/yr annual fee · 10x rewards
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
Annual fee
₹2,999/yr
Reward rate
10x
Min. income
₹6,00,000
Forex markup
2%
Lounge access
Domestic + international
Eligibility
₹6 lakh/yr · CIBIL 700+
Reward cap
No published cap
Welcome benefit
None beyond the reward rate
Who is this for
- Rewards optimiser
- Premium cardholder
What we like
- Unlimited international lounge access
- Travel benefits
Watch out for
- ₹5,000 non-waiver joining fee
- ₹1,000 late-payment fee
- 2.5% cash-advance fee
Issuer
Headquarters
Mumbai, Maharashtra
Established 2015
Website
www.idfcfirstbank.comFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Annual fee | ₹2,999 | Not waivable |
| Renewal fee | ₹2,999 | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel between ₹200 and ₹5,000 (max ₹300 per statement cycle) |
| Joining fee | ₹5,000 | Not waivable |
| Forex markup | 2% | Not waivable |
| Late payment | ₹1,000 | Not waivable |
| Cash advance | 2.5% of amount | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 10.00 | — | 0.25 |
Benefits
-
Domestic & international lounge access Highlight
2 international + 4 domestic lounge visits per year — 2+4/year
-
Travel benefits Highlight
10X reward points across all travel categories
-
Travel insurance
Up to ₹1 crore air accident + travel insurance — ₹1 crore
-
Milestone benefits
Up to 15 — 000 bonus Reward Points on annual spends ≥ ₹6L
Eligibility
- Age
- 21–65 years
- Min. income
- ₹6,00,000
- Min. credit score
- 700+
- Score note
- Good credit score
- Employment
- Salaried, self-employed
- Documents
- Premium rewards card
IDFC FIRST Ashva Credit Card is a MASTERCARD credit card from IDFC FIRST Bank. It is best suited for rewards, premium.
Fees and rewards
- Annual fee: ₹2,999 + GST
- Joining fee: ₹5,000 + GST
- Rewards: 10X reward points on all spends
Eligibility
Premium rewards card
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. High-confidence record. Status: active.
Apply for IDFC FIRST Ashva Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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