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IndusInd Bank Duo credit card

IndusInd Bank

IndusInd Bank Duo Credit Card

Best for rewards

₹1,500/yr annual fee · 2x rewards

Mastercard

By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review

Annual fee

₹1,500/yr

Reward rate

2x

Min. income

₹3,00,000

Forex markup

Not published

Lounge access

Domestic + international

Eligibility

₹3 lakh/yr · CIBIL 700+

Reward cap

Standard cap

Welcome benefit

Vouchers

Who is this for

  • Rewards optimiser

What we like

  • Unlimited international lounge access
  • Milestone vouchers or extras

Watch out for

  • ₹1,500 non-waiver joining fee
  • ₹750 late-payment fee
  • 2.5% cash-advance fee

Issuer

Bank

IndusInd Bank

Private sector bank

All IndusInd Bank cards →

Headquarters

Mumbai, Maharashtra

Established 1994

Website

www.indusind.com

Network

Mastercard

See all cards on this network

Fees and charges

Fee Amount Waiver
Joining fee ₹1,500 Not waivable
Annual fee ₹1,500 On ₹1,50,000+ annual spend
Renewal fee ₹1,500 Waived on annual spends >= Rs 2,50,000
Forex markup Not published Not waivable
Late payment ₹750 Not waivable
Cash advance 2.5% of amount Not waivable
Fuel surcharge 1% 1% surcharge waived on fuel between Rs 400 and Rs 4,000 (max Rs 200/month)

Rewards

Spend category Rate Cap Redemption
All spends 2 RP per ₹100 on weekends; 1 RP per ₹100 weekdays Standard cap 1 RP = ₹0.25

Benefits

  • Domestic lounge access

    Limited

  • International lounge access Highlight

    None

  • Milestone benefits Highlight

    Vouchers

  • Fuel surcharge waiver

    1% waiver

Eligibility

Age
21–65 years
Min. income
₹3,00,000
Min. credit score
700+
Score note
Stable income
Employment
Salaried, self-employed
Documents
PAN, Aadhaar, income proof

IndusInd Bank Duo Credit Card is a MASTERCARD credit card from IndusInd Bank. It is best suited for rewards.

Fees and rewards

  • Annual fee: ₹1500
  • Joining fee: ₹1500
  • Rewards: 2X rewards on all spends

Eligibility

PAN, Aadhaar, income proof

Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. Medium-confidence record — verify with the issuer before applying. Status: active.

Apply for IndusInd Bank Duo Credit Card

Last reviewed · How we review

FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.

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Frequently asked questions

Is the IndusInd Bank Duo Credit Card worth it?
IndusInd Bank Duo Credit Card is a credit card issued by IndusInd Bank. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) is waivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the IndusInd Bank Duo Credit Card?
IndusInd Bank Duo Credit Card charges ₹1,500 as the annual fee. Most issuers waive it on minimum annual spends — check the fee tile on this page for the waiver condition.

How does the IndusInd Bank Duo Credit Card reward rate work?
IndusInd Bank Duo Credit Card earns 2x base reward rate on all spends. Each card's rewards tile on this page shows the category-wise multipliers and any monthly or yearly caps.
Show 3 more questions

What are the eligibility requirements for the IndusInd Bank Duo Credit Card?
To qualify for IndusInd Bank Duo Credit Card, you typically need: minimum annual income ₹3,00,000; CIBIL score of 700+; Salaried / self-employed only. The eligibility tile on this page has the full published criteria.

Does the IndusInd Bank Duo Credit Card offer airport lounge access?
Limited; None

What is the forex markup on the IndusInd Bank Duo Credit Card?
Forex markup details for IndusInd Bank Duo Credit Card are not published on FinWiz24.

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