IndusInd Bank
IndusInd Bank Pinnacle Credit Card
Best for premium
₹0/yr annual fee · 2x rewards
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
Annual fee
Lifetime free
Reward rate
2x
Min. income
₹10,00,000
Forex markup
Not published
Lounge access
Domestic + international
Eligibility
₹10 lakh/yr · CIBIL 780+
Reward cap
7,500 RP per statement cycle for cash redemption
Welcome benefit
Welcome gift: Oberoi / Luxe / Bata / Pantaloons vouchers
Who is this for
- Premium cardholder
What we like
- Unlimited international lounge access
- Milestone vouchers or extras
Watch out for
- ₹14,999 non-waiver joining fee
- ₹1,300 late-payment fee
- 2.5% cash-advance fee
Issuer
Headquarters
Mumbai, Maharashtra
Established 1994
Website
www.indusind.comFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹14,999 | Not waivable |
| Annual fee | ₹0 | Lifetime annual fee waiver |
| Renewal fee | ₹12,500 | Waived on annual spends >= Rs 10,00,000 |
| Forex markup | Not published | Not waivable |
| Late payment | ₹1,300 | Not waivable |
| Cash advance | 2.5% of amount | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel between Rs 400 and Rs 10,000 |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 2.5 RP per ₹100 online; 1.5 RP per ₹100 online travel; 1 RP per ₹100 others | 7,500 RP per statement cycle for cash redemption | 1 RP = ₹0.75 (cash credit); 2 RP = 1 KrisFlyer Mile / Maharaja Point |
| DINING | 7.00 | — | 0.50 |
| TRAVEL | 7.00 | — | 0.50 |
Benefits
-
Domestic lounge access
1 per quarter
-
International lounge access Highlight
1 Priority Pass per quarter (subsequent $27/visit)
-
Milestone benefits Highlight
Welcome gift: Oberoi / Luxe / Bata / Pantaloons vouchers
-
Fuel surcharge waiver
1% on ₹400-₹4,000 transactions
Eligibility
- Age
- 18–65 years
- Min. income
- ₹10,00,000
- Min. credit score
- 780+
- Score note
- Excellent credit score
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, ITR, salary slips
IndusInd Bank Pinnacle Credit Card is a VISA credit card from IndusInd Bank. It is best suited for premium.
Fees and rewards
- Annual fee: ₹12500
- Joining fee: ₹12500
- Rewards: 5 reward points per ₹100
Eligibility
PAN, Aadhaar, ITR, salary slips
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. High-confidence record. Status: active.
Apply for IndusInd Bank Pinnacle Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the IndusInd Bank Pinnacle Credit Card worth it?
What is the annual fee for the IndusInd Bank Pinnacle Credit Card?
How does the IndusInd Bank Pinnacle Credit Card reward rate work?
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What are the eligibility requirements for the IndusInd Bank Pinnacle Credit Card?
Does the IndusInd Bank Pinnacle Credit Card offer airport lounge access?
What is the forex markup on the IndusInd Bank Pinnacle Credit Card?
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