OneCard
OneCard RuPay Credit Card
Best for lifetime-free, app-driven, rewards, upi
Lifetime free · 5x rewards
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
Annual fee
Lifetime free
Reward rate
5x
Min. income
₹2,50,000
Forex markup
3.5%
Lounge access
None
Eligibility
₹2.50 lakh/yr · CIBIL 650+
Reward cap
₹2,000/month
Welcome benefit
None beyond the reward rate
Who is this for
- Fee-averse spender
- Rewards optimiser
What we like
- Top merchant offers
Watch out for
- 3.5% foreign-transaction markup
- 2.5% cash-advance fee
Issuer
Headquarters
Mumbai, Maharashtra
Established 2019
Website
www.getonecard.appFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹0 | Not waivable |
| Annual fee | ₹0 | Not waivable |
| Forex markup | 3.5% | Not waivable |
| Late payment | ₹500 | Not waivable |
| Cash advance | 2.5% of amount | Not waivable |
| Fuel surcharge | 1% | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 1.00 | — | 0.25 |
| DINING | 5.00 | ₹2,000/month | 0.25 |
| ONLINE | 5.00 | ₹2,000/month | 0.25 |
Benefits
-
Welcome benefits
Welcome benefits on card activation
-
Top merchant offers Highlight
5X rewards on top spend categories and partner merchants — 5X
-
Lifestyle benefits
App-driven lifestyle and travel benefits
Eligibility
- Age
- 18–65 years
- Min. income
- ₹2,50,000
- Min. credit score
- 650+
- Employment
- Salaried, self-employed, student
- Documents
- App-first lifetime-free metal card
OneCard RuPay Credit Card is a VISA credit card from OneCard. It is best suited for lifetime-free, app-driven, rewards, upi.
Fees and rewards
- Annual fee: Nil
- Joining fee: Nil
- Rewards: 5X rewards on top categories
Eligibility
App-first lifetime-free metal card
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. High-confidence record. Status: active.
Apply for OneCard RuPay Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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