PNB
Punjab National Bank Global Credit Card
Best for travel
₹2,000/yr annual fee · 10x rewards
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
Annual fee
₹2,000/yr
Reward rate
10x
Min. income
₹5,00,000
Forex markup
Not published
Lounge access
Domestic + international
Eligibility
₹5 lakh/yr · CIBIL 700+
Reward cap
No published category cap
Welcome benefit
50 extra Reward Points on E-bill registration; 20% off on Zee5 subscription (per Card Insider)
Who is this for
- Frequent traveller
- International traveller
What we like
- Unlimited international lounge access
- Milestone vouchers or extras
Watch out for
- ₹2,026 non-waiver joining fee
- ₹750 late-payment fee
- 2% cash-advance fee
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹2,026 | Not waivable |
| Annual fee | ₹500 | Renewal fee waived if total usage of the card has crossed the credit limit (per Card Insider) |
| Renewal fee | ₹2,000 | Waived on annual spends ≥ ₹4,00,000 |
| Forex markup | Not published | Not waivable |
| Late payment | ₹750 | Not waivable |
| Cash advance | 2% of amount | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel between ₹400 and ₹10,000 |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 2 Reward Points per ₹150 spent | No published category cap | 1 Reward Point = ₹0.25 (PNB Rewardz); minimum 500 points to redeem |
| TRAVEL | 10.00 | — | 0.25 |
| AIRLINES | 10.00 | — | 0.25 |
| HOTELS | 10.00 | — | 0.25 |
Benefits
-
Domestic lounge access
Not explicitly published on the Global Platinum page copy; some aggregator pages mention PNB Platinum benefits but the official PNB pages do not advertise complimentary lounge on Global Platinum
-
International lounge access Highlight
None
-
Milestone benefits Highlight
50 extra Reward Points on E-bill registration; 20% off on Zee5 subscription (per Card Insider)
-
Fuel surcharge waiver
Not explicitly published for PNB Global Platinum; PNB general policy 1% on ₹400–₹10,000
Eligibility
- Age
- 21–70 years
- Min. income
- ₹5,00,000
- Min. credit score
- 700+
- Score note
- Good credit score
- Employment
- Salaried, self-employed
- Documents
- PAN card, Aadhaar / OVD address proof, 3-month bank statement, Form 16 / ITR (salaried); ITR last 2 years + 3-month statement (self-employed)
Punjab National Bank Global Credit Card is a VISA credit card from Punjab National Bank. It is best suited for travel.
Fees and rewards
- Annual fee: ₹2000
- Joining fee: ₹2000
- Rewards: 10X rewards on international travel
Eligibility
PAN card, Aadhaar / OVD address proof, 3-month bank statement, Form 16 / ITR (salaried); ITR last 2 years + 3-month statement (self-employed)
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. Medium-confidence record — verify with the issuer before applying. Status: active.
Apply for Punjab National Bank Global Credit Card
Last reviewed · How we review
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