PNB
PNB Global Gold Credit Card (Visa)
₹300/yr annual fee · 2x rewards
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
Annual fee
₹300/yr
Reward rate
2x
Min. income
₹3,50,000
Forex markup
3.5%
Lounge access
None
Eligibility
₹3.50 lakh/yr · CIBIL 700+
Reward cap
No published cap
Welcome benefit
50 extra Reward Points on successful E-bill registration — 50 RPs
Who is this for
- Rewards optimiser
What we like
- 2x base reward rate
Watch out for
- 3.5% foreign-transaction markup
- ₹750 late-payment fee
- 2.5% cash-advance fee
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹0 | Not waivable |
| Annual fee | ₹300 | Waiver thresholds not published in current copy |
| Forex markup | 3.5% | Not waivable |
| Late payment | ₹750 | Not waivable |
| Cash advance | 2.5% of amount | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel between ₹400 and ₹10,000 (PNB general policy) |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 1 Reward Point per ₹100 spent | — | 1 RP = ₹0.25 (statement credit) |
Benefits
-
Flat rewards
1 Reward Point per ₹100 spent — 1x
-
E-bill registration bonus
50 extra Reward Points on successful E-bill registration — 50 RPs
-
Fuel surcharge waiver
1% surcharge waived on fuel between ₹400 and ₹10,000 (PNB general policy) — 1% waiver
Eligibility
- Age
- 21–70 years
- Min. income
- ₹3,50,000
- Min. credit score
- 700+
- Score note
- PNB customer preferred
- Employment
- Salaried, self-employed
- Documents
- PAN card, Aadhaar / OVD address proof, 3-month bank statement, Form 16 / ITR (salaried); ITR last 2 years + 3-month statement (self-employed)
PNB Global Gold Credit Card (Visa) is a VISA credit card from PNB.
Fees and rewards
- Annual fee: ₹300
- Joining fee: ₹2026
- Rewards: 1 Reward Point per ₹100 spent (per BankBazaar; pnbcard.in)
Eligibility
PAN card, Aadhaar / OVD address proof, 3-month bank statement, Form 16 / ITR (salaried); ITR last 2 years + 3-month statement (self-employed)
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. Medium-confidence record — verify with the issuer before applying. Status: active.
Apply for PNB Global Gold Credit Card (Visa)
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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