RBL Bank
RBL Bank Platinum Plus Credit Card
Best for rewards
₹500/yr annual fee · 2x rewards
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
Annual fee
₹500/yr
Reward rate
2x
Min. income
₹3,00,000
Forex markup
Not published
Lounge access
Domestic + international
Eligibility
₹0.25 lakh/yr · CIBIL 700+
Reward cap
Cap on accelerated category
Welcome benefit
Vouchers
Who is this for
- Rewards optimiser
What we like
- Unlimited international lounge access
- Milestone vouchers or extras
Watch out for
- ₹750 late-payment fee
- 2.5% cash-advance fee
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹500 | Not waivable |
| Annual fee | ₹500 | On ₹50,000+ annual spend |
| Renewal fee | ₹500 | Waived on annual spends >= Rs 1,00,000 |
| Forex markup | Not published | Not waivable |
| Late payment | ₹750 | Not waivable |
| Cash advance | 2.5% of amount | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel between Rs 400 and Rs 4,000 (max Rs 200/month) |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 1 RP per ₹100 retail; 5x on dining via RBL portal | Cap on accelerated category | 1 RP = ₹0.25 |
Benefits
-
Domestic lounge access
1 per year
-
International lounge access Highlight
None
-
Milestone benefits Highlight
Vouchers
-
Fuel surcharge waiver
1% waiver
Eligibility
- Age
- 21–65 years
- Min. income
- ₹25,000
- Min. credit score
- 700+
- Score note
- Stable income
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, income proof
RBL Bank Platinum Plus Credit Card is a MASTERCARD credit card from RBL Bank. It is best suited for rewards.
Fees and rewards
- Annual fee: ₹500
- Joining fee: ₹500
- Rewards: 2X reward points per ₹100
Eligibility
PAN, Aadhaar, income proof
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. High-confidence record. Status: active.
Apply for RBL Bank Platinum Plus Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the RBL Bank Platinum Plus Credit Card worth it?
What is the annual fee for the RBL Bank Platinum Plus Credit Card?
How does the RBL Bank Platinum Plus Credit Card reward rate work?
Show 3 more questions
What are the eligibility requirements for the RBL Bank Platinum Plus Credit Card?
Does the RBL Bank Platinum Plus Credit Card offer airport lounge access?
What is the forex markup on the RBL Bank Platinum Plus Credit Card?
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