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SBI Doctor's credit card

State Bank of India

SBI Doctor's Credit Card

Best for healthcare

₹1,500/yr annual fee · 5x rewards

Visa

By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review

Annual fee

₹1,500/yr

Reward rate

5x

Min. income

₹3,50,000

Forex markup

3.5%

Lounge access

None

Eligibility

₹3.50 lakh/yr · CIBIL 700+

Reward cap

No published cap

Welcome benefit

None beyond the reward rate

Who is this for

  • Rewards optimiser

What we like

  • Doctor's healthcare benefits

Watch out for

  • ₹1,500 non-waiver joining fee
  • 3.5% foreign-transaction markup
  • ₹750 late-payment fee

Issuer

Bank

State Bank of India

Public sector bank

All State Bank of India cards →

Headquarters

Mumbai, Maharashtra

Established 1955

Toll-free

1800-11-2211

Website

www.sbi.co.in

Network

Visa

See all cards on this network

Fees and charges

Fee Amount Waiver
Joining fee ₹1,500 Not waivable
Annual fee ₹1,500 Waived on annual spends ≥ ₹2,00,000
Forex markup 3.5% Not waivable
Late payment ₹750 Not waivable
Cash advance 2.5% of amount Not waivable
Fuel surcharge 1% 1% surcharge waived on fuel between ₹500 and ₹3,000

Rewards

Spend category Rate Cap Redemption
HEALTHCARE 5.00 — 0.25
All spends 1.00 — 0.25

Benefits

  • Doctor's healthcare benefits Highlight

    5X Reward Points on medical, healthcare and pharmacy spends — 5X

  • Personal accident insurance

    Up to ₹10 lakh personal accident insurance cover — ₹10 lakh

  • Fuel surcharge waiver

    1% fuel surcharge waiver — 1% waiver

Eligibility

Age
21–65 years
Min. income
₹3,50,000
Min. credit score
700+
Score note
Good credit score
Employment
Salaried, self-employed, professional
Documents
SBI healthcare co-brand card for medical professionals

SBI Doctor’s Credit Card is a VISA credit card from SBI Card. It is best suited for healthcare.

Fees and rewards

  • Annual fee: ₹1500
  • Joining fee: ₹1500
  • Rewards: 5X rewards on medical

Eligibility

SBI healthcare co-brand card for medical professionals

Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. High-confidence record. Status: active.

Apply for SBI Doctor's Credit Card

Last reviewed · How we review

FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.

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Frequently asked questions

Is the SBI Doctor's Credit Card worth it?
SBI Doctor's Credit Card is a credit card issued by State Bank of India. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) is waivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the SBI Doctor's Credit Card?
SBI Doctor's Credit Card charges ₹1,500 as the annual fee. Most issuers waive it on minimum annual spends — check the fee tile on this page for the waiver condition.

How does the SBI Doctor's Credit Card reward rate work?
SBI Doctor's Credit Card earns 5x base reward rate on all spends. Each card's rewards tile on this page shows the category-wise multipliers and any monthly or yearly caps.
Show 3 more questions

What are the eligibility requirements for the SBI Doctor's Credit Card?
To qualify for SBI Doctor's Credit Card, you typically need: minimum annual income ₹3,50,000; CIBIL score of 700+; Salaried / self-employed / professional only. The eligibility tile on this page has the full published criteria.

Does the SBI Doctor's Credit Card offer airport lounge access?
SBI Doctor's Credit Card does not publish complimentary airport lounge access as a benefit.

What is the forex markup on the SBI Doctor's Credit Card?
SBI Doctor's Credit Card charges a 3.5% foreign-transaction markup on international purchases.

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