Standard Chartered
Standard Chartered Journey Credit Card
Best for travel, dining
₹2,500/yr annual fee · 5x rewards
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
Annual fee
₹2,500/yr
Reward rate
5x
Min. income
₹8,00,000
Forex markup
Not published
Lounge access
Domestic + international
Eligibility
₹8 lakh/yr · CIBIL 750+
Reward cap
Cap on travel category
Welcome benefit
Travel vouchers on milestones
Who is this for
- Frequent traveller
- Food & dining spender
What we like
- Unlimited international lounge access
- Milestone vouchers or extras
Watch out for
- ₹2,500 non-waiver joining fee
- ₹1,000 late-payment fee
- 3% cash-advance fee
Issuer
Headquarters
Mumbai, Maharashtra
Established 1858
Website
www.sc.com/inFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹2,500 | Not waivable |
| Annual fee | ₹2,500 | On ₹2,00,000+ annual spend |
| Renewal fee | ₹2,500 | Waived on annual spends >= Rs 4,00,000 |
| Forex markup | Not published | Not waivable |
| Late payment | ₹1,000 | Not waivable |
| Cash advance | 3% of amount | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel between Rs 400 and Rs 5,000 (max Rs 250/month) |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 5x on travel/air; 1x on others | Cap on travel category | 1 RP = ₹0.30 |
| TRAVEL | 5.00 | — | 0.30 |
| DINING | 5.00 | — | 0.30 |
Benefits
-
Domestic lounge access
4 per year
-
International lounge access Highlight
2 Priority Pass/year
-
Milestone benefits Highlight
Travel vouchers on milestones
-
Fuel surcharge waiver
1% waiver
Eligibility
- Age
- 21–65 years
- Min. income
- ₹8,00,000
- Min. credit score
- 750+
- Score note
- Excellent credit score
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, income proof
Standard Chartered Journey Credit Card is a MASTERCARD credit card from Standard Chartered. It is best suited for travel, dining.
Fees and rewards
- Annual fee: ₹2500
- Joining fee: ₹2500
- Rewards: 5X on travel & dining
Eligibility
PAN, Aadhaar, income proof
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. Medium-confidence record — verify with the issuer before applying. Status: active.
Apply for Standard Chartered Journey Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the Standard Chartered Journey Credit Card worth it?
What is the annual fee for the Standard Chartered Journey Credit Card?
How does the Standard Chartered Journey Credit Card reward rate work?
Show 3 more questions
What are the eligibility requirements for the Standard Chartered Journey Credit Card?
Does the Standard Chartered Journey Credit Card offer airport lounge access?
What is the forex markup on the Standard Chartered Journey Credit Card?
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