Standard Chartered
Standard Chartered Platinum Credit Card
Best for fuel, bill-payments, lifetime-free
Lifetime free · 1.33x rewards
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
Annual fee
Lifetime free
Reward rate
1.33x
Min. income
Not published
Forex markup
Not published
Lounge access
Domestic + international
Eligibility
₹0.25 lakh/yr · CIBIL 650+
Reward cap
No cap
Welcome benefit
Not published
Who is this for
- Daily driver
- Fee-averse spender
What we like
- Unlimited international lounge access
- Milestone vouchers or extras
Issuer
Headquarters
Mumbai, Maharashtra
Established 1858
Website
www.sc.com/inFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹0 | Not waivable |
| Late payment | ₹500 | Not waivable |
| Annual fee | ₹0 | Lifetime free |
| Fuel surcharge | 1% | 5% cashback on fuel between ₹400 and ₹4,000 |
| Forex markup | Not published | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| FUEL | 5.00 | ₹4,000/yr | 1.00 |
| UTILITY_BILLS | 5.00 | ₹4,000/yr | 1.00 |
| All spends | 1 RP per ₹150 retail | No cap | 1 RP = ₹0.25 |
Benefits
-
Domestic lounge access
Limited
-
International lounge access Highlight
None
-
Milestone benefits Highlight
None
-
Fuel surcharge waiver
1% waiver
Eligibility
- Age
- 21–65 years
- Min. income
- ₹25,000
- Min. credit score
- 650+
- Score note
- Stable income
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, income proof
Standard Chartered Platinum Credit Card is a VISA credit card from Standard Chartered. It is best suited for fuel, bill-payments, lifetime-free.
Fees and rewards
- Annual fee: Nil
- Joining fee: Nil
- Rewards: 5% cashback on fuel & utility
Eligibility
PAN, Aadhaar, income proof
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. High-confidence record. Status: active.
Apply for Standard Chartered Platinum Credit Card
Last reviewed · How we review
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