YES Bank
Yes Bank YES First Preferred Credit Card
Best for premium, rewards
₹5,000/yr annual fee · 4x rewards
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
Annual fee
₹5,000/yr
Reward rate
4x
Min. income
₹10,00,000
Forex markup
Not published
Lounge access
Domestic + international
Eligibility
₹10 lakh/yr · CIBIL 750+
Reward cap
Cap on accelerated category
Welcome benefit
Premium vouchers
Who is this for
- Premium cardholder
- Rewards optimiser
What we like
- Unlimited international lounge access
- Milestone vouchers or extras
Watch out for
- ₹5,000 non-waiver joining fee
- ₹1,000 late-payment fee
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹5,000 | Not waivable |
| Annual fee | ₹5,000 | On ₹5,00,000+ annual spend |
| Late payment | ₹1,000 | Not waivable |
| Forex markup | Not published | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 6 reward points per ₹100 on travel/dining; 2 RP per ₹100 on others | Cap on accelerated category | 1 RP = ₹0.30 |
| SHOPPING | 6.00 | — | 0.25 |
| DINING | 6.00 | — | 0.25 |
Benefits
-
Domestic lounge access
8 per year (2 per quarter)
-
International lounge access Highlight
2 Priority Pass visits/year
-
Milestone benefits Highlight
Premium vouchers
-
Fuel surcharge waiver
1% waiver
Eligibility
- Age
- 21–65 years
- Min. income
- ₹10,00,000
- Min. credit score
- 750+
- Score note
- Excellent credit score
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, ITR, salary slips
Yes Bank YES First Preferred Credit Card is a VISA credit card from Yes Bank. It is best suited for premium, rewards.
Fees and rewards
- Annual fee: ₹5000
- Joining fee: ₹5000
- Rewards: 12 reward points per ₹200
Eligibility
PAN, Aadhaar, ITR, salary slips
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. High-confidence record. Status: active.
Apply for Yes Bank YES First Preferred Credit Card
Last reviewed · How we review
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