YES Bank
Yes Bank YES Premia Credit Card
Best for premium, rewards
₹2,500/yr annual fee · 2x rewards
By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review
Annual fee
₹2,500/yr
Reward rate
2x
Min. income
₹3,00,000
Forex markup
Not published
Lounge access
Domestic + international
Eligibility
₹3 lakh/yr · CIBIL 750+
Reward cap
Cap on accelerated category
Welcome benefit
Vouchers on annual milestones
Who is this for
- Premium cardholder
- Rewards optimiser
What we like
- Unlimited international lounge access
- Milestone vouchers or extras
Watch out for
- ₹2,500 non-waiver joining fee
- ₹750 late-payment fee
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹2,500 | Not waivable |
| Annual fee | ₹2,500 | On ₹2,50,000+ annual spend |
| Late payment | ₹750 | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel between ₹400 and ₹5,000 |
| Forex markup | Not published | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 4 reward points per ₹100 on dining/grocery; 1 RP per ₹100 on others | Cap on accelerated category | 1 RP = ₹0.25 |
| SHOPPING | 4.00 | — | 0.25 |
| DINING | 4.00 | — | 0.25 |
Benefits
-
Domestic lounge access
4 per year (1 per quarter)
-
International lounge access Highlight
None
-
Milestone benefits Highlight
Vouchers on annual milestones
-
Fuel surcharge waiver
1% waiver
Eligibility
- Age
- 21–65 years
- Min. income
- ₹3,00,000
- Min. credit score
- 750+
- Score note
- Excellent credit score
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, income proof
Yes Bank YES Premia Credit Card is a VISA credit card from Yes Bank. It is best suited for premium, rewards.
Fees and rewards
- Annual fee: ₹2500
- Joining fee: ₹2500
- Rewards: 8 reward points per ₹200
Eligibility
PAN, Aadhaar, income proof
Card data is compiled from the issuer’s published fee schedules and is reviewed weekly. High-confidence record. Status: active.
Apply for Yes Bank YES Premia Credit Card
Last reviewed · How we review
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