>> TEAM <<
  Site owner:     FinWiz24 Financial Services Pvt. Ltd.
  Site editor:    Saurabh Patel — Head of Editorial
                  saurabh.patel@finwiz24.com
                  https://www.finwiz24.com/author/saurabh-patel
  Engineering:    WebGrow24 (https://webgrow24.in)
                  Lead: Bhavesh Lakhani — bhavesh@webgrow24.in
                  Maintainer: Rinku Yadav — rinku@finwiz24.com
  Site design:    WebGrow24 design studio
  Reviewer pool:  Independent chartered-accountant firm reviews
                  fee / reward / compliance claims every 30 days
                  per the editorial policy at /editorial-policy.

>> SITE <<
  Last update:    2026-07-09
  Standards:      HTML5, CSS3, JSON-LD, RSS 2.0, Open Graph 2014,
                  Twitter Cards summary_large_image, schema.org
                  v29 (2025-Q2 release), RFC 9309 (robots.txt).
  Components:     Next.js 16 + React 19 + Drizzle ORM + Postgres 16
                  + Tailwind CSS v4 + TypeScript strict mode.
  Source licence: Proprietary. All editorial content © FinWiz24
                  Financial Services Pvt. Ltd. Reproduce with
                  attribution. Code samples in /docs are MIT.
  Colophon:       Set in Rubik (OFL 1.1) by Philipp Hubert,
                  Sebastian McLachlan, and Cyreal — the site's
                  type system is single-font by design. Brand mark
                  and wordmark are property of FinWiz24.

>> THANKS <<
  Banks and card issuers that supply rate updates via their
  respective developer programs:
    - HDFC Bank, ICICI Bank, Axis Bank, SBI Card, Kotak Mahindra
      Bank, Yes Bank, IDFC FIRST Bank, Federal Bank, AU Small
      Finance Bank, Standard Chartered, American Express, Citi,
      HSBC, IndusInd Bank, RBL Bank, OneCard, SBM Bank, DBS,
      Bank of Baroda, Bank of India, Canara Bank, Dhanlaxmi Bank,
      Indian Bank, Jammu & Kashmir Bank, Karnataka Bank, Karur
      Vysya Bank, Lakshmi Vilas Bank, Punjab & Sind Bank, South
      Indian Bank, Tamilnad Mercantile Bank, UCO Bank, Union Bank,
      Woori Bank.
  Newsroom RSS providers:
    - RBI Press Releases, SEBI circulars, Ministry of Finance
      press notes, Fintech Chronicle, Cardline India.

  Open-source projects the codebase depends on (with gratitude):
    - Next.js, React, Drizzle, Zod, Tailwind CSS, Rubik, Lucide,
      shadcn-ui primitives, Vitest, Playwright, Knip, ESLint,
      TypeScript ESLint, esbuild, Turbopack, pino.

>> AI CONTRIBUTION <<
  AI-assisted code refactors, audit scaffolding, test generation,
  and translation are disclosed in commit history with the
  Co-authored-by trailer. The AI is not a site author and does
  not appear in the editorial byline above; all published prose
  is reviewed by a human editor before publication.