# FinWiz24

> FinWiz24 is India's independent credit-card comparison, recommendation, and rewards-optimisation platform. Editorial reviews of 140+ cards across 30+ banks, an eligibility checker, 25+ calculators, and a community-driven Q&A — all free, ad-supported, and gated by no paywall. Founded 2024. Headquartered in Palitana, Gujarat.

## Pillars

- [Credit Cards](https://www.finwiz24.com/cards): Browse 140+ cards from 30+ banks with filters for fee, rewards, lounge access, and welcome benefit.
- [Compare Cards](https://www.finwiz24.com/compare): Head-to-head comparisons of any two cards on the same page, score, and recommendation.
- [Calculators](https://www.finwiz24.com/calculators): 25+ free calculators — rewards, EMI-vs-discount, lounge breakeven, milestone spend, lifetime savings.
- [Banks](https://www.finwiz24.com/banks): Every issuer, ranked, with portfolio stats and our editorial pick.
- [Card Networks](https://www.finwiz24.com/networks): Visa, Mastercard, RuPay, Amex — coverage and acceptance in India.
- [Categories](https://www.finwiz24.com/categories): Cards by use case — fuel, travel, shopping, lifetime-free, student, etc.
- [Eligibility Checker](https://www.finwiz24.com/eligibility): Pre-qualification without a hard credit pull.

## Editorial

- [Blog](https://www.finwiz24.com/blog): Launches, fee changes, policy explainers, market commentary. ~3 posts / week.
- [Guides](https://www.finwiz24.com/guides): Long-form evergreen explainers — statement decoding, reward redemption, dispute flow.
- [Glossary](https://www.finwiz24.com/glossary): Every credit-card term defined, with worked examples and regulator citations.
- [Tricks](https://www.finwiz24.com/tricks): Optimisation playbooks — milestone stacking, lounge access math, fuel surcharge recovery.
- [Q&A](https://www.finwiz24.com/qa): Community-driven answers, ranked by vote-score + reviewer approval.

## Trust and methodology

- [About](https://www.finwiz24.com/about): Mission, team, and how we earn.
- [Editorial Policy](https://www.finwiz24.com/editorial-policy): Review standards, conflict-of-interest, and corrections policy.
- [Fact-Check Process](https://www.finwiz24.com/fact-check): Source-of-truth database, re-verification cadence, and audit log.
- [Review Methodology](https://www.finwiz24.com/review-methodology): The 8-dimension card-scoring rubric we use.
- [Sources](https://www.finwiz24.com/sources): RSS / public data sources we cite.
- [Transparency Report](https://www.finwiz24.com/transparency): Quarterly traffic, ranking corrections, and editorial overrides.
- [Press](https://www.finwiz24.com/press): Media kit, brand assets, and recent coverage.

## Legal

- [Privacy](https://www.finwiz24.com/privacy): DPDP-compliant privacy notice. Cookies, retention, and Grievance Officer details.
- [Terms](https://www.finwiz24.com/terms): Terms of service.
- [Disclaimer](https://www.finwiz24.com/disclaimer): No-financial-advice disclaimer.
- [Affiliate Disclosure](https://www.finwiz24.com/affiliate-disclosure): How affiliate commissions work and why they don't affect rankings.
- [Grievance](https://www.finwiz24.com/grievance): Grievance Officer under IT Rules 2021.

## Tools

- [Search](https://www.finwiz24.com/search?q={search_term_string}): Full-text search across 30,000+ pages.
- [Help Center](https://www.finwiz24.com/help): Self-serve help for common user flows.
- [Status](https://www.finwiz24.com/status): Uptime, sitemap freshness, and editorial SLA.
- [Suggest a Card](https://www.finwiz24.com/suggest): User-submission form for cards we don't yet cover.
- [Contact](https://www.finwiz24.com/contact): Verified channels for editorial, partnership, and legal inquiries.

## Sitemaps and feeds

- [Sitemap](https://www.finwiz24.com/sitemap.xml): Master sitemapindex — every public URL, sectioned and gzipped.
- [LLMs (full)](https://www.finwiz24.com/llms-full.txt): Long-form companion with editorial standards and content contract.
- [RSS](https://www.finwiz24.com/feed.xml): Blog and guide posts.
- [Robots](https://www.finwiz24.com/robots.txt): Crawler policy — AI bots allowed, SEO scrapers blocked.

## Authors

Every editorial page carries a named author and a reviewer. Authors archive at `/author/<slug>`. Recent authors include:
- [Saurabh Patel](https://www.finwiz24.com/author/saurabh-patel): Head of Editorial.
- [Rinku Yadav](https://www.finwiz24.com/author/rinku-yadav): Senior Cards Analyst.