Income Tax Calculator

FY 2025-26

Compare old vs new tax regime & find out which saves you more

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New regime is default since it offers better rates. Switch to Old Regime to compare.

Annual Income (₹)

Old vs New Regime Comparison

Metric	Old Regime	New Regime

Income Range (₹)	Rate	Taxable Amount (₹)	Tax (₹)

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New Tax Regime Guide 2026

Complete guide to new slabs

Section 80C Explained

Deductions up to ₹1.5L

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New vs Old Regime — Key Differences

Tax rates: New regime has lower slab rates but fewer deductions.

Standard deduction: New regime allows ₹75,000 standard deduction; Old allows ₹50,000 + HRA.

Surcharge: Old regime has surcharge on high incomes; New has reduced surcharge rates.

Rebate 87A: New: up to ₹7L income taxed at zero. Old: up to ₹5L.

New Regime Slabs (FY 2025-26)

Up to ₹3,00,000 0%

₹3,00,001 – ₹7,00,000 5%

₹7,00,001 – ₹10,00,000 10%

₹10,00,001 – ₹12,00,000 15%

₹12,00,001 – ₹15,00,000 20%

Above ₹15,00,000 25%

Health & Education Cess: 4% of tax (if taxable income > ₹5L)

Old Regime Slabs (FY 2025-26)

Up to ₹2,50,000 0%

₹2,50,001 – ₹5,00,000 5%

₹5,00,001 – ₹10,00,000 20%

Above ₹10,00,000 30%

Rebate 87A: up to ₹5L taxable income. Surcharge + 4% Cess extra.