Credit & Loans
Gold Loan Calculator
Calculate the loan amount available against your gold ornaments at different LTV ratios.
Formula
Loan = Gold Value × LTV%
Gold Weight (g), Gold Price/g, LTV %
Results
Enter values above to see results
Loan = Gold Value × LTV%
Gold loan eligibility is based on the gold weight, purity, and current gold price. Banks offer LTV (Loan to Value) up to 75% for gold ornaments. Interest rates are lower than personal loans but gold is at risk of valuation fluctuation.
A gold loan against 50 grams of gold at ₹7,000/gm with 75% LTV
Input Values
Calculation
Applying the formula with the input values above:
Results
Eligible Loan Amount
₹2,62,500.00
- 1Enter the total weight of gold ornaments you are pledging (in grams).
- 2Input the current gold price per gram (check market rates).
- 3The LTV (Loan to Value) for gold loans is up to 75% per RBI guidelines.
- 4Compare interest rates across banks and NBFCs (8-16% p.a. typically).
- 5Gold loans are quick (24-48 hours) and require minimal documentation.
Credit & Loans
Balance Transfer Calculator
Compare total interest costs of your existing loan vs new lender after balance transfer.
Credit & Loans
Business Loan Calculator
Estimate EMIs and total interest cost for MSME and business loans from banks and NBFCs.
Credit & Loans
Car Loan Balance Transfer Calculator
Find out if balance transferring your car loan to another bank saves you money.
Banking
How to Invest in NPS Online: Step-by-Step Process
A beginner-level guide for how to invest in nps online: step-by-step process. Complete step-by-step instructions with practical tips for Indian consumers.
Loans
How to Apply for Pradhan Mantri Awas Yojana Urban
A beginner-level guide for how to apply for pradhan mantri awas yojana urban. Complete step-by-step instructions with practical tips for Indian consumers.
Savings & Investments
How to Update Mobile Number in Aadhaar Card Online
A intermediate-level guide for how to update mobile number in aadhaar card online. Complete step-by-step instructions with practical tips for Indian consumers.