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Calculate your total Section 80C deductions and find out how much tax you can save. Covers PPF, EPF, ELSS, life insurance, NSC, and more.
Calculator
Calculate your health insurance premium deductions under Section 80D. Save up to Rs 1 lakh in taxes by paying medical insurance premiums.
Calculator
Calculate your business break-even point — how much revenue you need to cover all costs. Essential for any business to know when profitability starts.
Guide
The most common retirement planning question is how much is enough. This guide uses the realistic cost-of-living approach to calculate your retirement corpus — accounting for inflation, healthcare costs, and your expected lifestyle — so you know exactly what you need to save.
Guide
Your net worth — assets minus liabilities — is the single most important number in personal finance. It tells you where you stand financially and whether you are making progress. This guide shows you exactly how to calculate it, track it, and use it to set financial goals.
Guide
Your CIBIL score affects whether you get loans, the interest rate you pay, and even your job applications in some cases. This guide covers exactly how credit scores work, what activities hurt your score, and a step-by-step plan to improve from poor (650) to excellent (800+).
Glossary
UPI stands for Unified Payments Interface. It is a real-time mobile payment system developed by the National Payments Corporation of India (NPCI) that lets users send and receive money instantly using a Virtual Payment Address like name@upi, a mobile number, or a QR code. Launched in 2016, UPI works 24x7, is free for peer-to-peer transfers, and is regulated by the RBI. In 2024, UPI processed more than 12 billion transactions a month.
Glossary
A CIBIL Score is a three-digit numeric summary of your credit history, ranging from 300 to 900, generated by TransUnion CIBIL, India's oldest credit bureau. It is calculated using your repayment track record, credit utilization, length of credit history, and types of credit. A score of 750 and above is considered ideal and improves your chances of loan and credit card approvals at favourable interest rates. Most lenders consider 700 as the minimum acceptable threshold.
Glossary
Article
Net worth is the single number that tells you where you stand financially. Learn how to calculate your net worth, what it should be at every age, and how to increase it.
Article
How much do you need to retire in India? Learn the corpus calculation, inflation impact, and realistic targets for different lifestyles. Plus how to build that corpus.
Article
Want a better credit score? Learn the exact steps to take your CIBIL score from 600 to 800. Understanding what affects your score is the first step.
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EMI stands for Equated Monthly Installment. It is the fixed amount a borrower pays to a lender every month on a specific date to repay a loan over a chosen tenure. The EMI consists of two components: principal repayment and interest, with the interest portion being higher in early years and the principal portion growing as the loan matures. EMI is calculated using the loan amount, interest rate, and tenure, and can be computed using the standard formula P × r × (1+r)^n / ((1+r)^n − 1).