’50,000+ / month on travel
You spend on travel & hotels
Spend over ₹50,000/month on flights and stays? A premium travel card with lounge access and milestone benefits pays for itself in two trips.
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Compare credit cards from HDFC, ICICI, SBI, Axis, and more — with real rewards, real fees, and no bias.
Data as of 26 Jun 2026
ICICI Bank
2 Payback points per ₹100 on dining — Best for dining · rewards.
Annual Fee
₹500
Reward Rate
2 Payback points per ₹100 on dining
ICICI Bank
4 reward points per ₹100 — Best for premium · travel · rewards.
Annual Fee
₹6,500
Reward Rate
4 reward points per ₹100
AU Small Finance Bank
Lifetime free. 5X on top merchants; 2X on others — Best for lifetime-free · rewards.
Annual Fee
Lifetime Free
Reward Rate
5X on top merchants; 2X on others
Decision guide
The right card is the one that matches how you actually spend. Pick your spending pattern below — we'll point you to the right category, then to the cards themselves.
’50,000+ / month on travel
Spend over ₹50,000/month on flights and stays? A premium travel card with lounge access and milestone benefits pays for itself in two trips.
See travel cardsGroceries · fuel · utilities · dining
Groceries, fuel, utilities, dining? A cashback or accelerated-rewards card with 5%+ on those categories out-earns any premium card at the same fee.
See cashback cardsNo prior card · first application
Start with a lifetime-free card from a bank you already hold a salary or savings account with — approval odds are dramatically higher and there's no fee risk.
See lifetime-free cardsBrowse
We track every credit card in India across 24+ issuers and all four card networks. Use the tools below to go deeper than the home page.
Data as of 26 Jun 2026
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Calculators
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Data as of 26 Jun 2026
AU Small Finance Bank
Lifetime free. 5X on top merchants; 2X on others — Best for lifetime-free · rewards.
Annual Fee
Lifetime Free
Reward Rate
5X on top merchants; 2X on others
ICICI Bank
4 reward points per ₹100 — Best for premium · travel · rewards.
Annual Fee
₹6,500
Reward Rate
4 reward points per ₹100
ICICI Bank
2 Payback points per ₹100 on dining — Best for dining · rewards.
Annual Fee
₹500
Reward Rate
2 Payback points per ₹100 on dining
OneCard
Lifetime free. 5X rewards on top spending categories — Best for lifetime-free · app-driven · rewards.
Annual Fee
Lifetime Free
Reward Rate
5X rewards on top spending categories
Axis Bank
5% on Flipkart/Myntra; 1.5% on others — Best for flipkart · online-shopping.
Annual Fee
₹500
Reward Rate
5% on Flipkart/Myntra; 1.5% on others
Yes Bank
8 reward points per ₹200 — Best for premium · rewards.
Annual Fee
₹2,500
Reward Rate
8 reward points per ₹200
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