- Is FinWiz24 free to use?
- Yes. All calculators, guides, comparisons, and the IFSC code lookup are free. We may show contextual advertising on inner pages and clearly disclosed affiliate links for some product applications, but the editorial content is independent.
- Where does FinWiz24 get its rates and product data?
- Product data is sourced from official disclosures: RBI for bank rates and IFSC codes, SEBI for investment products, IRDAI for insurance plans and claim settlement ratios, and the public product filings of each bank, AMC, and insurer. Every rate is reviewed by our editorial team before publication.
- Do you offer personalised financial advice?
- No. FinWiz24 is an information platform, not a SEBI-registered investment advisor or IRDAI-licensed insurance broker. We publish educational content and tools so you can make informed decisions; for advice specific to your situation, please consult a SEBI-registered investment advisor (RIA) or an IRDAI-licensed insurance broker.
- How often is the content reviewed?
- Rate-sensitive pages (loans, FDs, credit cards, taxes) carry a "Last reviewed" date and are re-verified at least every 30 days. Glossary terms and educational guides are reviewed every 90 days. Each article shows the reviewer and the last review date in the byline.
- Can I trust the EMI and SIP calculator results?
- Yes. Our calculators use the standard compound-interest and reducing-balance formulas used by banks and AMCs. Results are indicative — your actual EMI depends on the lender, your credit profile, and any processing fees, while actual mutual fund returns depend on market performance and expense ratios.
