Premium Cards
High-fee cards with top-tier benefits and rewards.
Data as of 18 Jun 2026
Cards in Premium Cards
33 cards
ICICI Bank
ICICI Times Black Credit Card
Ultra-premium metal card — unlimited global lounge access (1,300+ lounges, 600+ cities), 1.49% forex markup, 12X points on hotels via iShop (verified 2026).
Annual Fee
₹20,000
Reward Rate
12X on hotels; 6X on flights & shopping; 2.5% on international; 2% on domestic (verified from Times Black, 2026)
ICICI Bank
ICICI Sapphiro Credit Card
4 reward points per ₹100 — Best for premium · travel · rewards.
Annual Fee
₹6,500
Reward Rate
4 reward points per ₹100
HDFC Bank
HDFC Infinia Credit Card
5 reward points per ₹150 — Best for premium · lounge-access · travel.
Annual Fee
₹12,500
Reward Rate
5 reward points per ₹150
Axis Bank
Axis Magnus Credit Card
12000 bonus points on ₹1L monthly; 5X on travel — Best for premium · travel · lounge-access.
Annual Fee
₹12,500
Reward Rate
12000 bonus points on ₹1L monthly; 5X on travel
AU Small Finance Bank
AU Zenith Credit Card
5X on top merchants; 2X on others — Best for rewards · premium.
Annual Fee
₹3,000
Reward Rate
5X on top merchants; 2X on others
American Express
Amex Membership Rewards Credit Card
1000 bonus points on ₹20K monthly; 1X base — Best for rewards · premium.
Annual Fee
₹1,500
Reward Rate
1000 bonus points on ₹20K monthly; 1X base
Bank of Baroda
Bank of Baroda Prime Credit Card
4 reward points per ₹100 — Best for rewards · premium.
Annual Fee
₹1,500
Reward Rate
4 reward points per ₹100
HDFC Bank
HDFC Bank Tata Neu Infinity Credit Card
5% NeuCoins on Tata; 1.5% on others — Best for online-shopping · premium · rewards.
Annual Fee
₹5,000
Reward Rate
5% NeuCoins on Tata; 1.5% on others
IDFC FIRST Bank
IDFC FIRST Wealth Credit Card
Lifetime free. 3X rewards + wealth benefits — Best for lifetime-free · rewards · premium.
Annual Fee
Lifetime Free
Reward Rate
3X rewards + wealth benefits
American Express
Amex Platinum Reserve Credit Card
5X on travel; 1X elsewhere — Best for travel · premium.
Annual Fee
₹5,000
Reward Rate
5X on travel; 1X elsewhere
SBI Card
SBI Card PRIME
5 reward points per ₹100 — Best for rewards · premium.
Annual Fee
₹2,999
Reward Rate
5 reward points per ₹100
Canara Bank
Canara Bank Select Credit Card
4 reward points per ₹100 — Best for rewards · premium.
Annual Fee
₹1,500
Reward Rate
4 reward points per ₹100
SBI Card
SBI Card Aurion
5 reward points per ₹100 — Best for premium · travel.
Annual Fee
₹10,000
Reward Rate
5 reward points per ₹100
SBI Card
SBI Card ELITE
2 reward points per ₹100 — Best for premium · lounge-access · dining.
Annual Fee
₹4,999
Reward Rate
2 reward points per ₹100
Yes Bank
Yes Bank YES First Preferred Credit Card
12 reward points per ₹200 — Best for premium · rewards.
Annual Fee
₹5,000
Reward Rate
12 reward points per ₹200
Jupiter (Federal Bank)
Jupiter Prime Credit Card
5X rewards on top categories — Best for rewards · premium.
Annual Fee
₹1,000
Reward Rate
5X rewards on top categories
Axis Bank
Axis Reserve Credit Card
15X reward points on all spends — Best for premium · super-premium.
Annual Fee
₹50,000
Reward Rate
15X reward points on all spends
SBI Card
SBI Card Signature
3 reward points per ₹100 — Best for rewards · premium.
Annual Fee
₹4,999
Reward Rate
3 reward points per ₹100
Yes Bank
Yes Bank YES Premia Credit Card
8 reward points per ₹200 — Best for premium · rewards.
Annual Fee
₹2,500
Reward Rate
8 reward points per ₹200
Kotak Mahindra Bank
Kotak Zenith Credit Card
5 reward points per ₹100 — Best for premium · rewards.
Annual Fee
₹10,000
Reward Rate
5 reward points per ₹100
IDFC FIRST Bank
IDFC FIRST Ashva Credit Card
10X reward points on all spends — Best for rewards · premium.
Annual Fee
₹5,000
Reward Rate
10X reward points on all spends
IndusInd Bank
IndusInd Bank Pinnacle Credit Card
5 reward points per ₹100 — Best for premium.
Annual Fee
₹12,500
Reward Rate
5 reward points per ₹100
Yes Bank
Yes Bank YES First Exclusive Credit Card
15 reward points per ₹200 — Best for premium · rewards.
Annual Fee
₹10,000
Reward Rate
15 reward points per ₹200
RBL Bank
RBL Bank Infinite Credit Card
5X reward points on all spends — Best for premium · rewards.
Annual Fee
₹10,000
Reward Rate
5X reward points on all spends
ICICI Bank
ICICI Emeralde Credit Card
4 reward points per ₹100 — Best for premium · travel · rewards.
Annual Fee
₹12,000
Reward Rate
4 reward points per ₹100
HSBC India
HSBC Premier Credit Card
3 reward points per ₹100 — Best for premium · rewards.
Annual Fee
₹5,000
Reward Rate
3 reward points per ₹100
American Express
Amex Platinum Travel Credit Card
5X rewards on travel; 1X on others — Best for travel · premium · lounge-access.
Annual Fee
₹5,000
Reward Rate
5X rewards on travel; 1X on others
ICICI Bank
ICICI Bank Bvlgari Credit Card
3 reward points per ₹100 — Best for premium · luxury.
Annual Fee
₹20,000
Reward Rate
3 reward points per ₹100
Kotak Mahindra Bank
Kotak White Reserve Credit Card
4X rewards on selected spends — Best for rewards · premium.
Annual Fee
₹3,000
Reward Rate
4X rewards on selected spends
IndusInd Bank
IndusInd Bank Legend Credit Card
3 reward points per ₹100 — Best for rewards · premium.
Annual Fee
₹3,000
Reward Rate
3 reward points per ₹100
SBI Card
IndiGo SBI Card ELITE
5,000 IndiGo BluChips & 6E Eats voucher — Best for airlines · travel · premium.
Annual Fee
₹4,500
Reward Rate
5 IndiGo BluChips per ₹100 on IndiGo transactions; 2 BluChips per ₹100 on dining, grocery, entertainment
SBI Card
Tata Neu Infinity SBI Card
Lowest forex markup of 1.99% + 5% NeuCoins on Tata — Best for online-shopping · premium · travel.
Annual Fee
₹4,999
Reward Rate
5% Value Back as NeuCoins on Tata Neu spends; up to 5% extra as NeuCoins via NeuPass; 1.5% NeuCoins on other spends
HDFC Bank
HDFC Bank Regalia Gold Credit Card
4 reward points per ₹150 — Best for travel · lounge-access · premium.
Annual Fee
₹2,500
Reward Rate
4 reward points per ₹150