FinWiz24 is reader-supported. When you click on certain links on our site and apply for a credit card, we may earn a commission from the issuer — at no extra cost to you.
1. How Affiliate Links Work
FinWiz24 participates in affiliate programs with credit card issuers and networks. When you click an affiliate link on our site and successfully apply for a card, we receive a commission from the issuer. This commission is typically a fixed amount per approved application or a percentage of the card's first-year fee.
These affiliate links are identified on our site where required by applicable regulations. Not all cards on FinWiz24 are affiliate-linked.
2. How This Affects You
Affiliate links do not increase your cost.The interest rate, annual fee, and benefits you receive are exactly the same whether you apply through our link or directly from the issuer's website.
Applying through our links also does not affect your approval chances — application decisions are made solely by the issuer based on their underwriting criteria.
3. Our Editorial Independence
Our editorial team creates all card comparisons, rankings, and content independently. Affiliate relationships have no influence on:
- Which cards are included in our database
- How cards are ranked or rated
- Which cards are featured as "Top Picks"
- The accuracy of reward rate or fee data
- Our review or opinion of any card
A card will never rank higher simply because it has an affiliate relationship with us, and a card will never be excluded because it does not.
4. Why We Use Affiliate Links
Affiliate commissions are the primary way FinWiz24 generates revenue. This allows us to:
- Maintain and grow our card database
- Pay for servers, development, and content creation
- Provide free access to all users — we do not charge for access
- Stay independent without relying on investor funding
5. How We Identify Affiliate Links
Where required by law or regulation, affiliate links are clearly labelled. We are transparent about which cards we have affiliate relationships with. If you have questions about a specific card, email us at hello@finwiz24.com.
6. Our Affiliate Partners
We have affiliate relationships with major Indian credit card issuers including but not limited to HDFC Bank, ICICI Bank, SBI Cards, Axis Bank, Kotak Mahindra Bank, American Express, and others. The list of affiliate partners may change over time.
7. Sponsored Content
FinWiz24 does not accept sponsored card reviews or paid placements. We may occasionally publish sponsored blog posts or articles, which will always be clearly disclosed at the top of the content.
8. Your Trust
We understand that affiliate relationships can create the perception of bias. We take this seriously. Our commitment to you is simple: we will always tell you what we really think about a card, even if it means recommending against applying for a card that would earn us a commission.
If you ever feel we have not lived up to this commitment, please contact us at hello@finwiz24.com. We take all feedback seriously.
9. Changes to This Disclosure
We may update this Affiliate Disclosure at any time. The "Last updated" date at the top of this page reflects the date of the most recent revision.
10. Questions
If you have questions about our affiliate relationships or this disclosure, please contact us at hello@finwiz24.com.