Credit Card Tricks & Money-Saving Hacks
Smart credit card tricks and money-saving tips for Indian consumers — always within the bank's T&Cs.
T&Cs apply.We don't endorse anything that violates a bank's T&Cs. If a trick stops working after a T&C change, the post is archived and an "[Updated]" post is published.
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FAQ
Frequently asked questions
What are credit card tricks?
Tricks are legitimate strategies to get more value from your credit card — maximising reward points, hitting milestone bonuses, using statement credit features, and timing large spends. They are not loopholes. Everything we publish respects the bank's terms and conditions.
Are credit card tricks legal in India?
Yes. The tricks we publish are well-known strategies that operate fully within RBI guidelines and each card issuer's terms of service. We never recommend anything that violates your cardmember agreement.
How often is the tricks list updated?
We review the tricks list quarterly. When an issuer changes a card's terms in a way that invalidates a trick, we archive the affected trick and publish a [Updated] notice.
Can I submit my own trick?
Yes. Use the Suggest Content page and pick "Trick" as the content type. Our editorial team reviews every submission and responds within a few business days.