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Browse credit cards by category. Find the perfect card for your lifestyle, spending habits, and financial goals.
Data as of 18 Jun 2026
Browse credit cards by category
Credit cards in India split into a handful of spending categories, and the best card for you depends almost entirely on which one matches your monthly pattern. Travel credit cards maximise points on flights, hotels, and foreign currency — HDFC Infinia, Axis Atlas, and Amex Platinum lead this segment. Cashback credit cards return a flat percentage on every rupee — SBI Cashback, HDFC Cashback, and Amazon Pay ICICI are the top picks for everyday spenders. Fuel credit cards waive the 1% surcharge on fuel purchases and stack with rewards. Lifetime-free (LTF) cards charge zero annual fee for life — ideal for first-time users and anyone who values a clean fee structure. Premium cards target high-income professionals with lounge access, golf privileges, and concierge services. Shopping cards give bonus points on partner merchants like Amazon, Flipkart, and Tata brands.
Travel Cards
Cards with airline miles, hotel points, and lounge access.
Cashback Cards
Cards that give you direct cashback on spends.
Premium Cards
High-fee cards with top-tier benefits and rewards.
Lifetime Free Cards
Cards with no annual fee forever.
Fuel Cards
Cards with rewards or surcharge waiver on fuel spends.
Rewards Cards
Cards that earn reward points on every spend.
Dining Cards
Cards with extra rewards on restaurants and food delivery.
Online Shopping Cards
Cards that earn accelerated rewards on e-commerce spends.
Lounge Access Cards
Cards that include domestic or international lounge visits.
UPI Credit Cards
RuPay cards enabled for UPI payments.
Beginner Cards
Entry-level cards with low income requirements.
Bill Payment Cards
Cards that earn extra rewards on utility and bill payments.
Healthcare Cards
Cards with accelerated rewards on medical and pharmacy spends.
Amazon Co-branded Cards
Cards co-branded with Amazon India with accelerated rewards on Amazon.in purchases.
Flipkart Co-branded Cards
Cards co-branded with Flipkart offering high cashback on Flipkart/Myntra.
Myntra Co-branded Cards
Cards co-branded with Myntra for fashion shoppers.
Airline Cards
Cards with co-branded airline miles, free tickets, and air-travel benefits.
Hotel Cards
Cards with hotel loyalty points, free nights, and hotel status benefits.
Miles Cards
Cards that earn airline or travel miles on every spend.
Fashion Cards
Cards with extra rewards on fashion and apparel spending.
Sports Cards
Cards co-branded with sports teams or offering sports-related rewards.
Food Delivery Cards
Cards with high cashback on food delivery apps like Swiggy, Zomato.
Entertainment Cards
Cards with rewards on movie tickets, OTT, and entertainment spends.
Lifestyle Cards
Cards with curated benefits on lifestyle, dining, and shopping.
Luxury Cards
Ultra-premium cards with luxury brand co-branding and concierge.
Super Premium Cards
Invitation-only or top-tier cards with the highest annual fees and benefits.
App-driven Cards
Cards managed through mobile apps with in-app rewards and controls.
Everyday Cards
Cards suitable for daily, all-purpose spending.
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