UPI Credit Cards
RuPay cards enabled for UPI payments.
Data as of 18 Jun 2026
Cards in UPI Credit Cards
7 cards
Axis Bank
Axis Bank RuPay Credit Card
2X rewards on UPI spends — Best for rewards · upi.
Annual Fee
₹500
Reward Rate
2X rewards on UPI spends
HDFC Bank
HDFC Bank RuPay Credit Card
2X reward points on UPI spends — Best for rewards · upi.
Annual Fee
₹500
Reward Rate
2X reward points on UPI spends
AU Small Finance Bank
AU RuPay Credit Card
Lifetime free. 2X rewards on UPI — Best for rewards · upi · lifetime-free.
Annual Fee
Lifetime Free
Reward Rate
2X rewards on UPI
OneCard
OneCard RuPay Credit Card
Lifetime free. 5X rewards on top categories — Best for lifetime-free · app-driven · rewards.
Annual Fee
Lifetime Free
Reward Rate
5X rewards on top categories
Kotak Mahindra Bank
Kotak RuPay Credit Card
Lifetime free. 2X rewards on UPI spends — Best for rewards · upi · lifetime-free.
Annual Fee
Lifetime Free
Reward Rate
2X rewards on UPI spends
Uni (SBM Bank)
Uni Pay Credit Card
Lifetime free. 2X rewards on UPI — Best for upi · cashback · lifetime-free.
Annual Fee
Lifetime Free
Reward Rate
2X rewards on UPI
Federal Bank
Federal Bank RuPay Credit Card
Lifetime free. 2X rewards on UPI — Best for rewards · upi · lifetime-free.
Annual Fee
Lifetime Free
Reward Rate
2X rewards on UPI