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AU RuPay Credit Card
RuPay
RuPay

AU RuPay Credit Card

AU Small Finance Bank

(Official Website)

Lifetime free. 2X rewards on UPI — Best for rewards · upi · lifetime-free.

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Joining Fee

₹0

Annual Fee

Free

Reward Rate

2X rewards on UPI

Welcome Benefit

N/A

Card Benefits

Wallet & Cashback1 benefit
Complimentary Benefits2 benefits

Best For

rewards
upi
lifetime-free

Categories

Lifetime Free Cards
Rewards Cards
UPI Credit Cards

How to apply for AU RuPay Credit Card

  1. Check eligibility

    Confirm you meet the minimum income and credit score requirements using our eligibility checker.

  2. Compare against similar cards

    Use the compare tool to weigh AU RuPay Credit Card against 2“3 alternatives on fees, rewards, and benefits.

  3. Gather your documents

    Keep PAN, Aadhaar / address proof, income proof, and a passport-size photo ready.

  4. Apply on the bank's website

    Click Apply Now. You'll be redirected to AU Small Finance Bank to complete the application — FinWiz24 never sees your data.

  5. Wait for approval and dispatch

    Most AU Small Finance Bank cards are dispatched within 7“14 working days of approval.

FAQ

Frequently asked questions about AU RuPay Credit Card

What are the fees on AU RuPay Credit Card?
AU RuPay Credit Card has a joining fee of ’0.00 and an annual fee of This is a lifetime-free card — no annual fee is charged..
Who is eligible for AU RuPay Credit Card?
Applicants need a minimum income of ’150000.00 and a credit score of at least 650. Salaried and self-employed individuals can apply.
How does the rewards program on AU RuPay Credit Card work?
AU RuPay Credit Card earns 2X rewards on UPI on your spending.
What documents are needed to apply for AU RuPay Credit Card?
You'll need a PAN card, an address proof (Aadhaar / passport / utility bill), an income proof (salary slip, Form 16, or ITR), and a passport-size photograph. Existing customers of AU Small Finance Bank may have a simpler flow.

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