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AU LifeTime Free Credit Card
Visa
Visa

AU LifeTime Free Credit Card

AU Small Finance Bank

(Official Website)

Lifetime free. 5X on top merchants; 2X on others — Best for lifetime-free · rewards.

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Joining Fee

₹0

Annual Fee

Free

Reward Rate

5X on top merchants; 2X on others

Welcome Benefit

N/A

Card Benefits

Lounge Access2 benefits

Best For

lifetime-free
rewards

Categories

Lifetime Free Cards
Rewards Cards

How to apply for AU LifeTime Free Credit Card

  1. Check eligibility

    Confirm you meet the minimum income and credit score requirements using our eligibility checker.

  2. Compare against similar cards

    Use the compare tool to weigh AU LifeTime Free Credit Card against 2“3 alternatives on fees, rewards, and benefits.

  3. Gather your documents

    Keep PAN, Aadhaar / address proof, income proof, and a passport-size photo ready.

  4. Apply on the bank's website

    Click Apply Now. You'll be redirected to AU Small Finance Bank to complete the application — FinWiz24 never sees your data.

  5. Wait for approval and dispatch

    Most AU Small Finance Bank cards are dispatched within 7“14 working days of approval.

FAQ

Frequently asked questions about AU LifeTime Free Credit Card

What are the fees on AU LifeTime Free Credit Card?
AU LifeTime Free Credit Card has a joining fee of ’0.00 and an annual fee of This is a lifetime-free card — no annual fee is charged..
Who is eligible for AU LifeTime Free Credit Card?
Applicants need a minimum income of ’500000.00 and a credit score of at least 650. Salaried and self-employed individuals can apply.
How does the rewards program on AU LifeTime Free Credit Card work?
AU LifeTime Free Credit Card earns 5X on top merchants; 2X on others on your spending.
What documents are needed to apply for AU LifeTime Free Credit Card?
You'll need a PAN card, an address proof (Aadhaar / passport / utility bill), an income proof (salary slip, Form 16, or ITR), and a passport-size photograph. Existing customers of AU Small Finance Bank may have a simpler flow.

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