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FinWiz24

Independent · Updated quarterly · India

All Banks & Credit Card Issuers in India — Compare Cards

Compare credit cards from 24 top Indian banks. Find the best card for your spend profile.

Data as of 09 Jul 2026

Verified data, not paid placement

Every bank's card catalog is sourced from the issuer's own fee schedule — not from an affiliate network. We never move a bank up the list because they pay us.

All 24 Indian issuers

From HDFC and ICICI down to AU Small Finance and slice — we track every public-sector, private-sector, foreign, small-finance, and digital bank that issues credit cards in India.

Apply with your existing bank first

Approval odds and opening credit limit are meaningfully higher when you apply with your salary-account bank. Filter by issuer to find your own bank's catalog.

All banks

24 banks

FAQ

Frequently asked questions

Which bank in India issues the most credit cards?
HDFC Bank is currently the largest credit-card issuer in India with 21+ cards spanning entry-level, premium, super-premium and co-branded categories. ICICI Bank, SBI Card, and Axis Bank follow with broad catalogs. The right bank for you depends on which one you already hold a salary or savings account with — existing-customer approval odds and credit limits are meaningfully higher.
Does applying with my existing bank improve approval odds?
Yes, meaningfully. Banks pre-approve their own account-holders at higher rates and typically extend a larger opening credit limit. If you have a salary account with HDFC, ICICI, Axis, SBI, Kotak, or any of the major issuers, start with that bank's card catalog before applying elsewhere.
Are private-sector banks better than PSU banks for credit cards?
Not universally. Private-sector banks (HDFC, ICICI, Axis, Kotak, IndusInd) typically offer richer rewards, more lifestyle benefits, and stronger digital card-management apps. PSU banks (SBI Card, Bank of Baroda, PNB, Canara) offer wider acceptance and lower fees, but usually weaker rewards. The right pick depends on your spend pattern, not the bank's sector.
Should I pick a card from a new-age bank like Jupiter, Niyo, or OneCard?
New-age issuers (Jupiter on Federal Bank rails, Niyo on DCB Bank, OneCard, slice on SBM Bank, Uni on SBM Bank, AU Small Finance) often offer sharper rewards and a better app experience because they're competing on customer experience. They're a great fit for first-time applicants and people under 30, but check the parent bank's deposit-insurance status and customer-service track record before signing up for a paid card.