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HSBC India

Data as of 18 Jun 2026

Why pick HSBC India?

FAQ

Frequently asked questions about HSBC India

How many credit cards does HSBC India issue in India?
HSBC India currently has 4 credit cards in our catalog, spanning entry-level, mid-tier, premium, and co-branded categories. We refresh this count every time the issuer publishes a fee-schedule change.
Which HSBC India credit card is best for first-time applicants?
For first-time applicants, look for the lifetime-free (LTF) card from HSBC India — these carry zero annual fee for the life of the card. Approval odds are highest when you already hold a salary or savings account with the bank.
How do I apply for a HSBC India credit card?
Click "Apply Now" on any HSBC India card on this page. You'll be redirected to the bank's own application page to complete the form. HSBC India will then do a hard pull on your CIBIL report. FinWiz24 never sees your application data.
What is the credit limit on a HSBC India card?
Opening credit limits depend on your declared income, credit score, and existing relationship with HSBC India. Existing customers typically receive higher opening limits than new customers.