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FinWiz24
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Sources & Citations

Every fact we publish links to a primary source. Below is the canonical list of authorities we cite.

Regulators

  • Reserve Bank of India (RBI). Issues the Master Direction on Credit Cards (2022) and quarterly warnings to banks on mis-selling. We cite specific circulars when a fee or eligibility claim is anchored in a regulatory change.
  • SEBI. Cited when comparing credit cards to financial instruments (insurance, mutual funds) for the Compare alternatives tables.
  • IRDAI. Cited for the insurance bundling comparisons in card benefits (lost-card insurance, travel insurance add-ons).

Bank-published sources

For every card detail page, we cite:

  • The bank's official product page
  • The card's Key-Fact Statement (KFS) — when available
  • The bank's Most-Fee Statement (MFS) — when available
  • The bank's published customer-support number — when our verification requires a phone call (e.g. reward-redemption ratios)

Data sources we don't cite (and why)

  • Bank marketing emails. Promotional rates often exclude fees we quote separately, which would mislead readers.
  • Aggregator screenshots from other comparison sites. We cite the primary bank source, not a third-party summary.
  • Wikipedia. Convenient but not authoritative for current bank terms.

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Apply the data

Every claim on FinWiz24 is anchored to a primary source above. Take the next step with our comparison tools — they read the same published data the editorial team uses.