Niyo (DCB Bank)
Data as of 19 Jun 2026
Why pick Niyo (DCB Bank)?
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Free, soft eligibility check across all Niyo (DCB Bank) cards — does not affect your CIBIL score.
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FAQ
Frequently asked questions about Niyo (DCB Bank)
How many credit cards does Niyo (DCB Bank) issue in India?
Niyo (DCB Bank) currently has 1 credit cards in our catalog, spanning entry-level, mid-tier, premium, and co-branded categories. We refresh this count every time the issuer publishes a fee-schedule change.
Which Niyo (DCB Bank) credit card is best for first-time applicants?
For first-time applicants, look for the lifetime-free (LTF) card from Niyo (DCB Bank) — these carry zero annual fee for the life of the card. Approval odds are highest when you already hold a salary or savings account with the bank.
How do I apply for a Niyo (DCB Bank) credit card?
Click "Apply Now" on any Niyo (DCB Bank) card on this page. You'll be redirected to the bank's own application page to complete the form. Niyo (DCB Bank) will then do a hard pull on your CIBIL report. FinWiz24 never sees your application data.
What is the credit limit on a Niyo (DCB Bank) card?
Opening credit limits depend on your declared income, credit score, and existing relationship with Niyo (DCB Bank). Existing customers typically receive higher opening limits than new customers.