Rewards Cards
Cards that earn reward points on every spend.
Data as of 18 Jun 2026
Cards in Rewards Cards
57 cards
AU Small Finance Bank
AU LifeTime Free Credit Card
Lifetime free. 5X on top merchants; 2X on others — Best for lifetime-free · rewards.
Annual Fee
Lifetime Free
Reward Rate
5X on top merchants; 2X on others
ICICI Bank
ICICI Sapphiro Credit Card
4 reward points per ₹100 — Best for premium · travel · rewards.
Annual Fee
₹6,500
Reward Rate
4 reward points per ₹100
ICICI Bank
ICICI Coral Credit Card
2 Payback points per ₹100 on dining — Best for dining · rewards.
Annual Fee
₹500
Reward Rate
2 Payback points per ₹100 on dining
OneCard
OneCard Metal Credit Card
Lifetime free. 5X rewards on top spending categories — Best for lifetime-free · app-driven · rewards.
Annual Fee
Lifetime Free
Reward Rate
5X rewards on top spending categories
Yes Bank
Yes Bank YES Premia Credit Card
8 reward points per ₹200 — Best for premium · rewards.
Annual Fee
₹2,500
Reward Rate
8 reward points per ₹200
ICICI Bank
ICICI Emeralde Credit Card
4 reward points per ₹100 — Best for premium · travel · rewards.
Annual Fee
₹12,000
Reward Rate
4 reward points per ₹100
American Express
Amex Membership Rewards Credit Card
1000 bonus points on ₹20K monthly; 1X base — Best for rewards · premium.
Annual Fee
₹1,500
Reward Rate
1000 bonus points on ₹20K monthly; 1X base
IDFC FIRST Bank
IDFC FIRST Select Credit Card
Lifetime free. 3X on top categories; 1X others — Best for lifetime-free · rewards · lounge-access.
Annual Fee
Lifetime Free
Reward Rate
3X on top categories; 1X others
HDFC Bank
HDFC Bank Tata Neu Infinity Credit Card
5% NeuCoins on Tata; 1.5% on others — Best for online-shopping · premium · rewards.
Annual Fee
₹5,000
Reward Rate
5% NeuCoins on Tata; 1.5% on others
HDFC Bank
HDFC Bank Tata Neu Plus Credit Card
5% NeuCoins on Tata purchases; 1.5% on others — Best for online-shopping · rewards.
Annual Fee
₹1,500
Reward Rate
5% NeuCoins on Tata purchases; 1.5% on others
ICICI Bank
ICICI Bank Rubyx Credit Card
2 reward points per ₹100 — Best for rewards.
Annual Fee
₹3,000
Reward Rate
2 reward points per ₹100
HDFC Bank
HDFC Bank RuPay Credit Card
2X reward points on UPI spends — Best for rewards · upi.
Annual Fee
₹500
Reward Rate
2X reward points on UPI spends
HDFC Bank
HDFC Bank Bharat Credit Card
2 reward points per ₹150 — Best for rewards · everyday.
Annual Fee
₹500
Reward Rate
2 reward points per ₹150
SBI Card
SBI ApL Platinum Credit Card
2 reward points per ₹100 — Best for rewards.
Annual Fee
₹500
Reward Rate
2 reward points per ₹100
SBI Card
SBI Card Pulse
10X reward points on health — Best for healthcare · rewards.
Annual Fee
₹1,499
Reward Rate
10X reward points on health
SBI Card
SBI Card Signature
3 reward points per ₹100 — Best for rewards · premium.
Annual Fee
₹4,999
Reward Rate
3 reward points per ₹100
SBI Card
SBI Card PRIME
5 reward points per ₹100 — Best for rewards · premium.
Annual Fee
₹2,999
Reward Rate
5 reward points per ₹100
SBI Card
SBI Unnati Credit Card
1 reward point per ₹100 — Best for rewards · beginners.
Annual Fee
₹499
Reward Rate
1 reward point per ₹100
ICICI Bank
ICICI Bank Gemstone Credit Card
2 reward points per ₹100 — Best for rewards · lifestyle.
Annual Fee
₹3,000
Reward Rate
2 reward points per ₹100
Axis Bank
Axis Bank RuPay Credit Card
2X rewards on UPI spends — Best for rewards · upi.
Annual Fee
₹500
Reward Rate
2X rewards on UPI spends
Kotak Mahindra Bank
Kotak Zenith Credit Card
5 reward points per ₹100 — Best for premium · rewards.
Annual Fee
₹10,000
Reward Rate
5 reward points per ₹100
Axis Bank
Axis Select Credit Card
Lifetime free. 2X edge miles on ₹20K monthly — Best for miles · rewards.
Annual Fee
Lifetime Free
Reward Rate
2X edge miles on ₹20K monthly
American Express
Amex Gold Credit Card
Lifetime free. 1000 bonus points on ₹20K monthly — Best for rewards · lifetime-free.
Annual Fee
Lifetime Free
Reward Rate
1000 bonus points on ₹20K monthly
Yes Bank
Yes Bank YES Prosperity Credit Card
Lifetime free. 2X reward points on all spends — Best for rewards · lifetime-free.
Annual Fee
Lifetime Free
Reward Rate
2X reward points on all spends
AU Small Finance Bank
AU RuPay Credit Card
Lifetime free. 2X rewards on UPI — Best for rewards · upi · lifetime-free.
Annual Fee
Lifetime Free
Reward Rate
2X rewards on UPI
IDFC FIRST Bank
IDFC FIRST Millennia Credit Card
3X on online; 2X offline — Best for online-shopping · rewards.
Annual Fee
₹1,000
Reward Rate
3X on online; 2X offline
Kotak Mahindra Bank
Kotak White Reserve Credit Card
4X rewards on selected spends — Best for rewards · premium.
Annual Fee
₹3,000
Reward Rate
4X rewards on selected spends
OneCard
OneCard RuPay Credit Card
Lifetime free. 5X rewards on top categories — Best for lifetime-free · app-driven · rewards.
Annual Fee
Lifetime Free
Reward Rate
5X rewards on top categories
Kotak Mahindra Bank
Kotak RuPay Credit Card
Lifetime free. 2X rewards on UPI spends — Best for rewards · upi · lifetime-free.
Annual Fee
Lifetime Free
Reward Rate
2X rewards on UPI spends
IDFC FIRST Bank
IDFC FIRST Wealth Credit Card
Lifetime free. 3X rewards + wealth benefits — Best for lifetime-free · rewards · premium.
Annual Fee
Lifetime Free
Reward Rate
3X rewards + wealth benefits
Yes Bank
Yes Bank YES First Preferred Credit Card
12 reward points per ₹200 — Best for premium · rewards.
Annual Fee
₹5,000
Reward Rate
12 reward points per ₹200
Yes Bank
Yes Bank YES First Exclusive Credit Card
15 reward points per ₹200 — Best for premium · rewards.
Annual Fee
₹10,000
Reward Rate
15 reward points per ₹200
AU Small Finance Bank
AU Zenith Credit Card
5X on top merchants; 2X on others — Best for rewards · premium.
Annual Fee
₹3,000
Reward Rate
5X on top merchants; 2X on others
IndusInd Bank
IndusInd Bank Celeste Credit Card
1 reward point per ₹100 — Best for fuel · rewards.
Annual Fee
₹500
Reward Rate
1 reward point per ₹100
IndusInd Bank
IndusInd Bank Legend Credit Card
3 reward points per ₹100 — Best for rewards · premium.
Annual Fee
₹3,000
Reward Rate
3 reward points per ₹100
RBL Bank
RBL Bank Platinum Plus Credit Card
2X reward points per ₹100 — Best for rewards.
Annual Fee
₹500
Reward Rate
2X reward points per ₹100
RBL Bank
RBL Bank Infinite Credit Card
5X reward points on all spends — Best for premium · rewards.
Annual Fee
₹10,000
Reward Rate
5X reward points on all spends
IndusInd Bank
IndusInd Bank iconNIQ Credit Card
Lifetime free. 1 reward point per ₹100 — Best for lifetime-free · rewards.
Annual Fee
Lifetime Free
Reward Rate
1 reward point per ₹100
Bank of Baroda
Bank of Baroda Prime Credit Card
4 reward points per ₹100 — Best for rewards · premium.
Annual Fee
₹1,500
Reward Rate
4 reward points per ₹100
IndusInd Bank
IndusInd Bank Duo Credit Card
2X rewards on all spends — Best for rewards.
Annual Fee
₹1,500
Reward Rate
2X rewards on all spends
Canara Bank
Canara Bank Select Credit Card
4 reward points per ₹100 — Best for rewards · premium.
Annual Fee
₹1,500
Reward Rate
4 reward points per ₹100
Canara Bank
Canara Bank Platinum Credit Card
2 reward points per ₹100 — Best for rewards.
Annual Fee
₹500
Reward Rate
2 reward points per ₹100
Federal Bank
Federal Bank Celebration Credit Card
Lifetime free. 1 reward point per ₹100 — Best for lifetime-free · rewards.
Annual Fee
Lifetime Free
Reward Rate
1 reward point per ₹100
HSBC India
HSBC Smart Value Credit Card
2X reward points per ₹100 — Best for rewards.
Annual Fee
₹500
Reward Rate
2X reward points per ₹100
HSBC India
HSBC Premier Credit Card
3 reward points per ₹100 — Best for premium · rewards.
Annual Fee
₹5,000
Reward Rate
3 reward points per ₹100
Federal Bank
Federal Bank RuPay Credit Card
Lifetime free. 2X rewards on UPI — Best for rewards · upi · lifetime-free.
Annual Fee
Lifetime Free
Reward Rate
2X rewards on UPI
Federal Bank
Federal Bank Visa Signature Credit Card
2 reward points per ₹100 — Best for rewards.
Annual Fee
₹1,500
Reward Rate
2 reward points per ₹100
HSBC India
HSBC Visa Platinum Credit Card
Lifetime free. 2X rewards per ₹100 — Best for lifetime-free · rewards.
Annual Fee
Lifetime Free
Reward Rate
2X rewards per ₹100
Punjab National Bank
Punjab National Bank Rakshak Credit Card
4 reward points per ₹100 — Best for rewards.
Annual Fee
₹500
Reward Rate
4 reward points per ₹100
Jupiter (Federal Bank)
Jupiter Prime Credit Card
5X rewards on top categories — Best for rewards · premium.
Annual Fee
₹1,000
Reward Rate
5X rewards on top categories
SBI Card
SBI SimplyCLICK Credit Card
10X rewards on partner online brands; 1X on others — Best for online-shopping · rewards.
Annual Fee
₹499
Reward Rate
10X rewards on partner online brands; 1X on others
Uni (SBM Bank)
Uni Credit Card
Lifetime free. 1.5X rewards on all spends — Best for rewards · lifetime-free.
Annual Fee
Lifetime Free
Reward Rate
1.5X rewards on all spends
IDFC FIRST Bank
IDFC FIRST Classic Credit Card
Lifetime free. 3X reward points on all spends — Best for lifetime-free · rewards · beginners.
Annual Fee
Lifetime Free
Reward Rate
3X reward points on all spends
Bank of Baroda
Bank of Baroda Easy Credit Card
2 reward points per ₹100 — Best for rewards.
Annual Fee
₹500
Reward Rate
2 reward points per ₹100
Canara Bank
Canara Bank Maha Shakti Credit Card
Lifetime free. 2 reward points per ₹100 — Best for lifetime-free · rewards.
Annual Fee
Lifetime Free
Reward Rate
2 reward points per ₹100
IDFC FIRST Bank
IDFC FIRST Ashva Credit Card
10X reward points on all spends — Best for rewards · premium.
Annual Fee
₹5,000
Reward Rate
10X reward points on all spends
SBI Card
Tata Neu Plus SBI Card
2% NeuCoins + annual fee reversal on ₹1L spend
Annual Fee
₹1,499
Reward Rate
5% NeuCoins on Tata Neu App / Tata partner spends; 1.5% NeuCoins on other spends