Rewards Cards
Cards that earn reward points on every spend.
Data as of 18 Jun 2026
Cards in Rewards Cards
57 cards
ICICI Bank
ICICI Sapphiro Credit Card
4 reward points per ₹100 — Best for premium · travel · rewards.
Annual Fee
₹6,500
Reward Rate
4 reward points per ₹100
AU Small Finance Bank
AU LifeTime Free Credit Card
Lifetime free. 5X on top merchants; 2X on others — Best for lifetime-free · rewards.
Annual Fee
Lifetime Free
Reward Rate
5X on top merchants; 2X on others
AU Small Finance Bank
AU RuPay Credit Card
Lifetime free. 2X rewards on UPI — Best for rewards · upi · lifetime-free.
Annual Fee
Lifetime Free
Reward Rate
2X rewards on UPI
AU Small Finance Bank
AU Zenith Credit Card
5X on top merchants; 2X on others — Best for rewards · premium.
Annual Fee
₹3,000
Reward Rate
5X on top merchants; 2X on others
American Express
Amex Membership Rewards Credit Card
1000 bonus points on ₹20K monthly; 1X base — Best for rewards · premium.
Annual Fee
₹1,500
Reward Rate
1000 bonus points on ₹20K monthly; 1X base
Bank of Baroda
Bank of Baroda Prime Credit Card
4 reward points per ₹100 — Best for rewards · premium.
Annual Fee
₹1,500
Reward Rate
4 reward points per ₹100
HDFC Bank
HDFC Bank Tata Neu Infinity Credit Card
5% NeuCoins on Tata; 1.5% on others — Best for online-shopping · premium · rewards.
Annual Fee
₹5,000
Reward Rate
5% NeuCoins on Tata; 1.5% on others
IDFC FIRST Bank
IDFC FIRST Wealth Credit Card
Lifetime free. 3X rewards + wealth benefits — Best for lifetime-free · rewards · premium.
Annual Fee
Lifetime Free
Reward Rate
3X rewards + wealth benefits
ICICI Bank
ICICI Bank Rubyx Credit Card
2 reward points per ₹100 — Best for rewards.
Annual Fee
₹3,000
Reward Rate
2 reward points per ₹100
Axis Bank
Axis Bank RuPay Credit Card
2X rewards on UPI spends — Best for rewards · upi.
Annual Fee
₹500
Reward Rate
2X rewards on UPI spends
Axis Bank
Axis Select Credit Card
Lifetime free. 2X edge miles on ₹20K monthly — Best for miles · rewards.
Annual Fee
Lifetime Free
Reward Rate
2X edge miles on ₹20K monthly
HDFC Bank
HDFC Bank RuPay Credit Card
2X reward points on UPI spends — Best for rewards · upi.
Annual Fee
₹500
Reward Rate
2X reward points on UPI spends
SBI Card
SBI Card PRIME
5 reward points per ₹100 — Best for rewards · premium.
Annual Fee
₹2,999
Reward Rate
5 reward points per ₹100
Canara Bank
Canara Bank Select Credit Card
4 reward points per ₹100 — Best for rewards · premium.
Annual Fee
₹1,500
Reward Rate
4 reward points per ₹100
Yes Bank
Yes Bank YES First Preferred Credit Card
12 reward points per ₹200 — Best for premium · rewards.
Annual Fee
₹5,000
Reward Rate
12 reward points per ₹200
SBI Card
SBI SimplyCLICK Credit Card
10X rewards on partner online brands; 1X on others — Best for online-shopping · rewards.
Annual Fee
₹499
Reward Rate
10X rewards on partner online brands; 1X on others
SBI Card
SBI Unnati Credit Card
1 reward point per ₹100 — Best for rewards · beginners.
Annual Fee
₹499
Reward Rate
1 reward point per ₹100
Jupiter (Federal Bank)
Jupiter Prime Credit Card
5X rewards on top categories — Best for rewards · premium.
Annual Fee
₹1,000
Reward Rate
5X rewards on top categories
Federal Bank
Federal Bank Celebration Credit Card
Lifetime free. 1 reward point per ₹100 — Best for lifetime-free · rewards.
Annual Fee
Lifetime Free
Reward Rate
1 reward point per ₹100
HDFC Bank
HDFC Bank Tata Neu Plus Credit Card
5% NeuCoins on Tata purchases; 1.5% on others — Best for online-shopping · rewards.
Annual Fee
₹1,500
Reward Rate
5% NeuCoins on Tata purchases; 1.5% on others
IDFC FIRST Bank
IDFC FIRST Select Credit Card
Lifetime free. 3X on top categories; 1X others — Best for lifetime-free · rewards · lounge-access.
Annual Fee
Lifetime Free
Reward Rate
3X on top categories; 1X others
SBI Card
SBI Card Pulse
10X reward points on health — Best for healthcare · rewards.
Annual Fee
₹1,499
Reward Rate
10X reward points on health
SBI Card
SBI Card Signature
3 reward points per ₹100 — Best for rewards · premium.
Annual Fee
₹4,999
Reward Rate
3 reward points per ₹100
ICICI Bank
ICICI Coral Credit Card
2 Payback points per ₹100 on dining — Best for dining · rewards.
Annual Fee
₹500
Reward Rate
2 Payback points per ₹100 on dining
IndusInd Bank
IndusInd Bank Celeste Credit Card
1 reward point per ₹100 — Best for fuel · rewards.
Annual Fee
₹500
Reward Rate
1 reward point per ₹100
Punjab National Bank
Punjab National Bank Rakshak Credit Card
4 reward points per ₹100 — Best for rewards.
Annual Fee
₹500
Reward Rate
4 reward points per ₹100
OneCard
OneCard Metal Credit Card
Lifetime free. 5X rewards on top spending categories — Best for lifetime-free · app-driven · rewards.
Annual Fee
Lifetime Free
Reward Rate
5X rewards on top spending categories
Yes Bank
Yes Bank YES Premia Credit Card
8 reward points per ₹200 — Best for premium · rewards.
Annual Fee
₹2,500
Reward Rate
8 reward points per ₹200
SBI Card
Tata Neu Plus SBI Card
2% NeuCoins + annual fee reversal on ₹1L spend — Best for online-shopping · rewards.
Annual Fee
₹1,499
Reward Rate
5% NeuCoins on Tata Neu App / Tata partner spends; 1.5% NeuCoins on other spends
Kotak Mahindra Bank
Kotak Zenith Credit Card
5 reward points per ₹100 — Best for premium · rewards.
Annual Fee
₹10,000
Reward Rate
5 reward points per ₹100
SBI Card
SBI ApL Platinum Credit Card
2 reward points per ₹100 — Best for rewards.
Annual Fee
₹500
Reward Rate
2 reward points per ₹100
IDFC FIRST Bank
IDFC FIRST Ashva Credit Card
10X reward points on all spends — Best for rewards · premium.
Annual Fee
₹5,000
Reward Rate
10X reward points on all spends
Yes Bank
Yes Bank YES Prosperity Credit Card
Lifetime free. 2X reward points on all spends — Best for rewards · lifetime-free.
Annual Fee
Lifetime Free
Reward Rate
2X reward points on all spends
American Express
Amex Gold Credit Card
Lifetime free. 1000 bonus points on ₹20K monthly — Best for rewards · lifetime-free.
Annual Fee
Lifetime Free
Reward Rate
1000 bonus points on ₹20K monthly
IndusInd Bank
IndusInd Bank iconNIQ Credit Card
Lifetime free. 1 reward point per ₹100 — Best for lifetime-free · rewards.
Annual Fee
Lifetime Free
Reward Rate
1 reward point per ₹100
Kotak Mahindra Bank
Kotak RuPay Credit Card
Lifetime free. 2X rewards on UPI spends — Best for rewards · upi · lifetime-free.
Annual Fee
Lifetime Free
Reward Rate
2X rewards on UPI spends
Yes Bank
Yes Bank YES First Exclusive Credit Card
15 reward points per ₹200 — Best for premium · rewards.
Annual Fee
₹10,000
Reward Rate
15 reward points per ₹200
RBL Bank
RBL Bank Platinum Plus Credit Card
2X reward points per ₹100 — Best for rewards.
Annual Fee
₹500
Reward Rate
2X reward points per ₹100
RBL Bank
RBL Bank Infinite Credit Card
5X reward points on all spends — Best for premium · rewards.
Annual Fee
₹10,000
Reward Rate
5X reward points on all spends
ICICI Bank
ICICI Emeralde Credit Card
4 reward points per ₹100 — Best for premium · travel · rewards.
Annual Fee
₹12,000
Reward Rate
4 reward points per ₹100
HSBC India
HSBC Premier Credit Card
3 reward points per ₹100 — Best for premium · rewards.
Annual Fee
₹5,000
Reward Rate
3 reward points per ₹100
IndusInd Bank
IndusInd Bank Duo Credit Card
2X rewards on all spends — Best for rewards.
Annual Fee
₹1,500
Reward Rate
2X rewards on all spends
Federal Bank
Federal Bank Visa Signature Credit Card
2 reward points per ₹100 — Best for rewards.
Annual Fee
₹1,500
Reward Rate
2 reward points per ₹100
HSBC India
HSBC Smart Value Credit Card
2X reward points per ₹100 — Best for rewards.
Annual Fee
₹500
Reward Rate
2X reward points per ₹100
HSBC India
HSBC Visa Platinum Credit Card
Lifetime free. 2X rewards per ₹100 — Best for lifetime-free · rewards.
Annual Fee
Lifetime Free
Reward Rate
2X rewards per ₹100
HDFC Bank
HDFC Bank Bharat Credit Card
2 reward points per ₹150 — Best for rewards · everyday.
Annual Fee
₹500
Reward Rate
2 reward points per ₹150
IDFC FIRST Bank
IDFC FIRST Classic Credit Card
Lifetime free. 3X reward points on all spends — Best for lifetime-free · rewards · beginners.
Annual Fee
Lifetime Free
Reward Rate
3X reward points on all spends
Uni (SBM Bank)
Uni Credit Card
Lifetime free. 1.5X rewards on all spends — Best for rewards · lifetime-free.
Annual Fee
Lifetime Free
Reward Rate
1.5X rewards on all spends
ICICI Bank
ICICI Bank Gemstone Credit Card
2 reward points per ₹100 — Best for rewards · lifestyle.
Annual Fee
₹3,000
Reward Rate
2 reward points per ₹100
IDFC FIRST Bank
IDFC FIRST Millennia Credit Card
3X on online; 2X offline — Best for online-shopping · rewards.
Annual Fee
₹1,000
Reward Rate
3X on online; 2X offline
Kotak Mahindra Bank
Kotak White Reserve Credit Card
4X rewards on selected spends — Best for rewards · premium.
Annual Fee
₹3,000
Reward Rate
4X rewards on selected spends
OneCard
OneCard RuPay Credit Card
Lifetime free. 5X rewards on top categories — Best for lifetime-free · app-driven · rewards.
Annual Fee
Lifetime Free
Reward Rate
5X rewards on top categories
IndusInd Bank
IndusInd Bank Legend Credit Card
3 reward points per ₹100 — Best for rewards · premium.
Annual Fee
₹3,000
Reward Rate
3 reward points per ₹100
Canara Bank
Canara Bank Platinum Credit Card
2 reward points per ₹100 — Best for rewards.
Annual Fee
₹500
Reward Rate
2 reward points per ₹100
Federal Bank
Federal Bank RuPay Credit Card
Lifetime free. 2X rewards on UPI — Best for rewards · upi · lifetime-free.
Annual Fee
Lifetime Free
Reward Rate
2X rewards on UPI
Bank of Baroda
Bank of Baroda Easy Credit Card
2 reward points per ₹100 — Best for rewards.
Annual Fee
₹500
Reward Rate
2 reward points per ₹100
Canara Bank
Canara Bank Maha Shakti Credit Card
Lifetime free. 2 reward points per ₹100 — Best for lifetime-free · rewards.
Annual Fee
Lifetime Free
Reward Rate
2 reward points per ₹100