Kotak RuPay Credit Card
Kotak Mahindra Bank
(Official Website)Lifetime free. 2X rewards on UPI spends — Best for rewards · upi · lifetime-free.
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Sign in to suggestJoining Fee
₹0
Annual Fee
Free
Reward Rate
2X rewards on UPI spends
Welcome Benefit
N/A
Card Benefits
Best For
Categories
How to apply for Kotak RuPay Credit Card
Check eligibility
Confirm you meet the minimum income and credit score requirements using our eligibility checker.
Compare against similar cards
Use the compare tool to weigh Kotak RuPay Credit Card against 2“3 alternatives on fees, rewards, and benefits.
Gather your documents
Keep PAN, Aadhaar / address proof, income proof, and a passport-size photo ready.
Apply on the bank's website
Click Apply Now. You'll be redirected to Kotak Mahindra Bank to complete the application — FinWiz24 never sees your data.
Wait for approval and dispatch
Most Kotak Mahindra Bank cards are dispatched within 7“14 working days of approval.
FAQ
Frequently asked questions about Kotak RuPay Credit Card
What are the fees on Kotak RuPay Credit Card?
Who is eligible for Kotak RuPay Credit Card?
How does the rewards program on Kotak RuPay Credit Card work?
What documents are needed to apply for Kotak RuPay Credit Card?
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